Compliance Business Oversight Analyst I at TD Canada Trust

Charlotte, North Carolina, United States -

Full Time

Start Date

Immediate

Expiry Date

03 Jan, 26

Salary

88400.0

Posted On

05 Oct, 25

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Data Analysis, Business Intelligence, Problem Solving, Process Improvement, Compliance, Regulatory Knowledge, Relationship Management, Communication, Organizational Skills, Critical Thinking, Technical Skills, Collaboration, Attention to Detail, Flexibility, Initiative, Entrepreneurial Mindset

Industry

Banking

Description

Work Location: Charlotte, North Carolina, United States of America Hours: 40 Pay Details: $58,760 - $88,400 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Compliance Job Description: Why Work with Us? At TD Bank US Compliance, we're on a mission to build a more resilient and scalable compliance risk management function. As part of our team, you'll play a key role in reshaping compliance structures and processes, driving innovation at every level. Here, each team member has a chance to make a tangible impact – both in day-to-day operations and in the design of a future-focused compliance program. This not just about implementing a new program – it's about creating a culture of compliance that will cascade throughout the organization. The Ideal Candidate The ideal candidate will thrive in a fast-paced, start-up-like setting as we build a new compliance structure that aligns with the bank’s size, complexity, and risk profile. In this role, you’ll need to be strategic, tactical, collaborative and creative in your approach. You will manage day-to-day operations while also helping design and implement a forward-thinking compliance program for the future. Beyond technical expertise, we’re looking for someone with an entrepreneurial mindset—someone who can "roll up their sleeves", takes the initiative and can anticipate needs before they arise. A comfort level with ambiguity and the ability to excel in a dynamic, evolving landscape are essential as the US Compliance team redefines the bank's compliance program and structure. Most importantly, the right candidate is seeking an intellectual challenge, has a desire to learn, and is committed to building something impactful from the ground up. At TD Bank, you’ll have the unique opportunity to help shape the future of the bank while collaborating with a team of enthusiastic colleagues dedicated to setting new industry standards. The Analyst will provide a range of support, guidance, reporting and analysis to businesses /internal team members on Compliance/ Center of Excellence issues and related program risks and issues. Job Description Reporting to the Senior Manager, Global Regulatory Change & Library Governance, the Compliance Business Oversight Analyst will support the Global Regulatory Inventory Governance program, including associated technology and processes. The main focus of the role will be the facilitation of enterprise-wide oversight and governance of the global regulatory inventory process, ensuring that all Laws, Rules and Regulations (LRRs) are reasonably accurate and complete. To that end, the incumbent will work with Oversight Functions (designated Regulatory Compliance Management accountability for areas of LRRs and Risk Owners (own and operate controls to mitigate LRR risk) across TD. This is an exciting opportunity for individuals with strong technical skills for data management and knowledge in the field of governance, risk, and controls. Specific accountabilities include the following: Perform review of large data sets and leverage business intelligence tools to drive analysis and insight Strong analytical and problem-solving skills with strong attention to details to drive problem framing and solutioning Perform ongoing execution of the MERLIN Regulatory Inventory feeds and manual process for sustainability of the Regulatory Inventory. Establish strong working relationship with TD Technology team and third-party data provider vendor to collaborate on activities to ensure that MERLIN Regulatory Inventory is accurate Perform oversight and reconciliation against regulatory inventory for manual intake items, and execution of manual updates to inventory. Establish strong relationships with Regulatory Change Leads and Oversight Functions, acting as a primary contact for updates to TD's the Regulatory Inventory. Perform oversight and reconciliation against regulatory inventory for manual intake items, and execution of manual updates to inventory. Monitor and report on compliance with the RCM Regulatory Change Standard Identify and propose improvements to the process, opportunities to automate and streamline, and participate in improvements implementation Department Overview The Global Compliance Department is responsible for overseeing Regulatory Compliance across TDBG in accordance with the Global Compliance Department Mandate, Framework and Standards. This includes independently assessing the adequacy, adherence and effectiveness of regulatory compliance management programs and controls in the business. The department also delivers objective guidance and independent challenge to the business, proactively managing regulatory change and providing trusted and reliable reporting, advice and opinion to senior leadership and the Board on the state of regulatory compliance risks, controls, and outcomes. As part of the Global Regulatory Change and Inventory Governance (GRICG), the team provides day-to-day support to MERLIN Regulatory Inventory. As a second line of defense, GRICG Team is responsible for the oversight and monitoring of TD Regulatory Inventory Feeds; governing the processes to support the reasonable accuracy and completeness of the Regulatory Inventory; driving a consistent, adaptable, and effective program across Oversight Functions and Risk Owners; overseeing adherence to the RCM Regulatory Inventory & Control Standard. Job Requirements Experience analyzing large data sets and leveraging business intelligence tools to drive analysis and insights Able to breakdown and describe technical concepts in business terms and frame questions in the correct context for the audience Experience with coordination of processes involving multiple groups and stakeholders, ensuring that activities are completed timely and efficiently Good analytical and problem-solving skills with strong attending to detail to drive problem framing and solutioning Experience with implementation of process improvements – good understanding of technology implementation lifecycle, ability to articulate business requirement for Technology Ability to work independently, think critically and make decisions Ability to manage high volumes of work in a fast-paced environment and manage multiple priorities Highly organized and flexible in prioritizing various work demands Good understanding of Compliance processes and regulatory environment, including how various LRRs may be structured and Oversight Functions with RCM accountability Knowledge of relevant legislation, regulations, and industry standards, as it applies to Banking, Securities, Insurance, Prudential, Finance, HR, etc. Able to work collaborative and as part of a diverse team Ability to deal with all levels of staff within the enterprise Strong verbal and written communication skills Well-developed organizational awareness and business acumen Strong relationship management skills Able to accept and manage conflicting points of view and work collaboratively Ability to think "out of the box" to effect creative and responsive solutions The above details are specific to the role which is outlined in the general description below. Please review the Desired Skills and Experience section below as you consider this opportunity. Our team currently operates under a hybrid work model, with employees expected to work in the office two days per week. Starting in November 2025, this expectation will increase to four days per week. Please note that, due to limited office space, the exact timing of this transition may vary depending on availability and individual circumstances. KEY ACCOUNTABILITIES BREADTH & DEPTH Provide specialized analysis, reporting, and operational support to the Compliance team Require a comprehensive understanding of a range of product and services, processes, procedures, systems and concepts within their own and related areas of specialty Lead problem resolution for issues that have been escalated, and/or escalate to appropriate level where further clarity or interpretation is required Provide support/ assistance to other team members and business partners Complete work within specifically defined parameters with guidance / direction from management as necessary Contact for business management, external/internal auditors, dealing with non-routine information Accountable for own work and effective coordination of processes and information across related teams Generally reports to a Manager/Senior Manager Compliance EXPERIENCE & EDUCATION Undergraduate degree Relevant professional designations and/or certifications as required 2+ years relevant experience PREFERRED SKILLS: 1+ years relevant experience Strong technical skills CUSTOMER Provide Compliance research, evaluation, operational, reporting and/or analytical support in a timely manner Support with analyzing Compliance impacts on customers, stakeholders and processes to achieve better business results Act as a resource to provide support with identifying and addressing regulatory requests Assist with the assessment of the Quality Controls in place within Compliance Conduct/assist/support in the analysis to the assigned portfolio in terms of financial, regulatory and risk management requirements Conduct reporting and / or meaningful analysis at the functional or enterprise level using results to draw conclusions, make recommendations on the effectiveness of programs SHAREHOLDER Contribute to various Compliance advisory activities (e.g. report production, process mapping, tracking, research, analysis and procedural support) as assigned Assist in evaluating methodologies for analyzing risk exposures. Analyzes risk exposure characteristics for assigned portfolio. Be knowledgeable of practices and procedures within own area of responsibility and keep abreast of emerging trends for Compliance Protect the interests of the organization – identify and manage risks, and escalate non-standard, high risk transactions / activities as necessary Assist the business lines with compliance/risk controls. Oversee TD maintains successful audits and exams within all areas Adhere to internal policies/procedures and applicable regulatory guidelines Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite EMPLOYEE / TEAM Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and promote timely communication of issues/ points of interest Support the team by continuously enhancing knowledge / expertise in own area and participate in knowledge transfer within the team and business Keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniques Participate in personal performance management and development activities, including cross training within own team Keep others informed and up-to-date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities Contribute to the success of the team by willingly assisting others in the completion and performance of work activities; provide training, coaching and/or guidance as appropriate. Contribute to a fair, positive and equitable environment that supports a diverse workforce Act as a brand champion for your business area/function and the bank, both internally and/or externally #LI_AMCBCorporate Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals. Training & Onboarding We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role. Interview Process We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process. US Labor & Employment Posters | California Privacy | Accessibility | FAQ Our Values At TD we’re guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture. Our Commitment to Diversity, Equity, and Inclusion At TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve. Helping to Make an Impact in Communities – TD Ready Commitment TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That’s why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of C$1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities. Learn more: Canada | US | Europe & Asia Pacific

Responsibilities

The Compliance Business Oversight Analyst will support the Global Regulatory Inventory Governance program, ensuring the accuracy and completeness of Laws, Rules, and Regulations. This role involves managing day-to-day operations while helping design and implement a forward-thinking compliance program.