Compliance Manager (AML) at Pepper Money

Sydney, New South Wales, Australia -

Full Time

Start Date

Immediate

Expiry Date

19 Sep, 26

Salary

0.0

Posted On

21 Jun, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

AML/CTF Compliance, Financial Crime Risk Mitigation, Team Leadership, Customer Due Diligence, Transaction Monitoring, Suspicious Matter Reporting, Regulatory Reporting, Stakeholder Management, Investigation Management, Compliance Framework Development

Industry

Financial Services

Description

Who We Are At Pepper Money, we’re dedicated to helping people succeed, whether it’s buying a family home, a dream car, developing professionally, or growing their business. We’ve become one of the largest, most trusted, and award-winning non-bank lenders in Australia and New Zealand. Over our 26 years, we’ve achieved a lot, but our proudest accomplishment is helping over half a million Australians reach their goals with our ever-expanding lending options. The Role As our Compliance Manager (AML), you’ll be responsible for leading the day-to-day delivery of Pepper Money’s AML/CTF compliance framework across Australia and New Zealand, ensuring we meet our regulatory obligations including identifying and mitigating financial crime risks. You’ll be the technical expert your team turns to in relation to Pepper Money’s AML/CTF requirements, working closely with the Senior Compliance Manager and Head of Compliance. * Leading, coaching and developing a team of Compliance Officers by building technical AML/CTF and broader financial crime capability * Overseeing the identification, investigation and reporting of suspicious matters within required timeframes * Provide support to the business and team to ensure customer due diligence requirements are met for individual and non-individual customers * Supporting the ongoing review, uplift and maintenance of AML/CTF procedures, controls and guidance materials * Assisting with the preparation of compliance reporting for senior management and governance forum About you You’re an experienced AML professional who knows the financial crime landscape inside and out, and you love bringing your team along with you. You take real pride in getting the work right: evidence-based, well-documented and always aligned to Pepper Money’s regulatory obligations and policies and procedures. You’re just as comfortable coaching a team member through their first SMR as you are reviewing a complex investigation or customer structure yourself. * Solid experience in AML/CTF compliance within financial services * Demonstrated success in the development and management of high performing teams * Strong working knowledge of Australia’s AML/CTF Act and Rules including customer due diligence, ongoing customer due diligence and enhanced customer due diligence requirements (NZ AML expertise a bonus) * Experience in transaction monitoring, identifying unusual matters, completing investigations, and Suspicious Matter Reports * Confident reviewing and decisioning complex matters ensuring decisions are well-reasoned and clearly documented * A proven ability in managing and developing a team, building technical capability and driving consistency * Experience with procedure and guidance reviews and enhancement * Strong communicator, comfortable engaging with third-party providers and senior stakeholders alike At Pepper Money, collaboration is just as vital as your skills. Our values are the heartbeat of our success, driving everything we do: Can Do: We think outside the box and harness the power of teamwork to achieve the extraordinary. Balanced: We set our customers up for success, crafting win-win outcomes that are both human and profitable. Real: We keep it honest and respect everyone, building genuine connections. Our Benefits At Pepper, we’re dedicated to making this a fantastic place to work and supporting you every step of the way. Enjoy a values-driven, diverse environment with a leadership team that inspires success and a culture that rewards excellence. We’re always finding new ways to make Pepper a place for everyone: * Development: a full suite of development opportunities and a great team to learn from * Recognition: Celebrate efforts with our Spice Reward and Recognition Program and diversity through our DE&I initiatives * Flexibility: Embrace our hybrid working model, flexible parental leave policies and purchased leave options * Health and Wealth: Free gym membership, discounted health insurance policies, novated leasing and staff loan rates to manage your mind, body and wallet! * Referral Bonus: Earn $2000 for referring great people. If this role sounds like it’s for you and you have the relevant experience we want to hear from you. For more information on Pepper visit www.peppermoney.com.au. Pepper is proud of our inclusive and diverse workplace that we have built over the last 26 years. Diversity is embedded in our people practices, the way we communicate and connect with each other, and it is recognised throughout our values.

Responsibilities

Lead the day-to-day delivery of the AML/CTF compliance framework across Australia and New Zealand to mitigate financial crime risks. Manage and coach a team of Compliance Officers while overseeing the investigation and reporting of suspicious matters.