About the job

Join Our Team at Yapi Kredi Bank Deutschland –Navigate Your Path!

WHO WE ARE?Yapi Kredi Bank Deutschland combines local banking expertise in Germany with the international experience and financial strength of Yapi Kredi, one of Türkiye’s leading financial institutions and a member of Koç Group. With our headquarters in the heart of Frankfurt am Main, we provide banking services to corporate and retail customers and are continuing to build a modern, customer-focused and sustainable banking organisation in the German market.

Joining us means becoming part of an international and evolving organisation where professional expertise, responsible banking and collaboration are highly valued.

Come join us and be part of our team!

WHAT ARE WE LOOKING FOR?Yapi Kredi Bank Deutschland is seeking an experienced Anti-Money Laundering (AML) & Compliance Manager to support and further strengthen its Anti-Money Laundering and Compliance framework. The successful candidate will play a key role in ensuring compliance with applicable German and European banking regulations, supporting the prevention of financial crime, advising business units on regulatory matters, and contributing to a strong culture of compliance throughout the organization.This is a hands-on position requiring strong practical experience in AML, sanctions compliance, KYC, transaction monitoring, regulatory advisory and regulatory reporting within a banking or financial services environment.

• KEY RESPONSIBILITIESAnti-Money LaunderingSupport the continuous enhancement and operation of the Bank's AML framework.
• Perform AML investigations, transaction monitoring reviews and suspicious activity assessments.
• Conduct and oversee Customer Due Diligence (CDD), Enhanced Due Diligence (EDD) and KYC reviews.
• Use NICE Actimize to support transaction monitoring, alert handling, investigations and case management.
• Review high-risk customer relationships and complex transactions and advise relevant stakeholders on appropriate risk-mitigation measures.
• Support the preparation and submission of Suspicious Activity Reports (SARs) where required.
• Participate in sanctions and embargo compliance activities.
• Contribute actively to the annual AML Risk Assessment and ensure that monitoring activities are aligned with identified risks.
• Develop, review and maintain AML policies, procedures and internal guidelines.
• Support internal and external audits as well as regulatory inspections.
• Deliver AML-related employee training and awareness initiatives.

• ComplianceMonitor German and European regulatory developments and assess their impact on the Bank.
• Maintain the regulatory inventory and support implementation of new regulatory requirements.
• Advise business units and management on compliance-related matters and regulatory expectations.
• Support compliance reviews and thematic monitoring activities.
• Participate in new product approval processes and significant business change initiatives.
• Support outsourcing assessments from a compliance perspective.
• Assist in preparing compliance reports for senior management and governance committees.
• Identify compliance risks and recommend appropriate mitigating measures.
• Contribute to the promotion of a strong compliance and conduct culture across the organization.

• Stakeholder ManagementAct as a trusted advisor to business units and management.
• Liaise with regulators, auditors and external stakeholders where required.
• Cooperate closely with the parent bank's Compliance and AML functions.

• QUALIFICATIONS AND REQUIREMENTS FOR CANDIDATESEducationBachelor's degree in Law, Finance, Business Administration, Economics or a related discipline.
• Master's degree is considered an advantage.

• Professional Experience:Minimum 5 years of relevant experience in AML and Compliance within a bank, financial institution or regulated financial services environment.
• Proven experience in AML investigations, KYC/CDD processes, sanctions compliance and regulatory compliance.
• Experience in working in the framework of German banking regulations
• Previous exposure to BaFin-regulated institutions is preferred.