EXPERIENCE, QUALIFICATIONS AND REQUIREMENTS

• Bachelor’s Degree required in business, risk/compliance, finance, or related field.
• At least 5 years of field experience in risk management, compliance, or a related role.
• Microsoft Office Suite knowledge (Excel, Word, PowerPoint, Office 365).
• Excellent written and verbal communication skills.
• Strong attention to detail and high accuracy of analyzing and processing information.
• Experience with loan processing, risk management and compliance regulations.
• Experience with statistical analysis a plus.
• Ability to work efficiently under pressure and meet strict deadlines.
• Ability to travel, on occasion, as needed by the Company.

JOB DUTIES AND RESPONSIBILITIES

• Partner with the Director of Risk and Compliance to develop and administer risk-management, compliance and loss-prevention programs.
• Work with other organizational leaders to develop and initiate policies, to comply with protection legislation and industry best practices.
• Monitor compliance activities with a focus on operational risk guidelines.
• Assist with the legal process on collections and impairments.
• Conduct performance audits on customer loans and adjust risk levels and loan amounts as needed, based on the outcome of the performance audits.
• Assist in External Audit Reviews for portfolio compliance with company standards.
• Responsible for ensuring all documentation and processes comply with relevant regulations and company policies and procedures.
• Provide ongoing guidance and support to other team members, regarding all risk and compliance matters.
• Continually focus on identifying and implementing process improvements that seek to enhance efficiency and accuracy in risk assessment and compliance.
• Responsible for the following metrics:
• Post closing packages to investors within 72 hours of funding.
• Document submission and resolution to Custodial Agent
• Activate approved and closed loans in the Nortridge system within 30 minutes.
• Process UCC lien filings, terminations, and extensions
• Complete post-closing, pre-funding document and condition reviews for booking

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Generally required to stand, walk, sit, use hands, handle documents, bend and stoop as needed, and reach with hands and arms.
• Required to use a keyboard and computer regularly.
• Specific vision abilities required, including those required to perform extensive computer-related work.
• Must be able to verbally communicate with others and exchange accurate information.
• Ability to receive detailed information through oral communication, and to distinguish sound and perceive the nature of sounds at normal speaking levels with or without correction

The work environment conditions described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Moderate noise (i.e., home office with computer, phone, and printers).
• Ability to sit at a computer for an extended period.
• Must be able to perform all the essential duties of the job with or without reasonable accommodation