Conditions Specialist at Maxwell

, , United States -

Full Time

Start Date

Immediate

Expiry Date

16 Mar, 26

Salary

0.0

Posted On

16 Dec, 25

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Due Diligence, Underwriting, Quality Control, Attention to Detail, Analytical Skills, Communication Skills, Appraisal Review, Pipeline Management, Team Collaboration, Independent Work, Fannie Mae Guidelines, Freddie Mac Guidelines, Non-QM Loan Processes, Regulatory Compliance, DSCR Loans, Document Validation

Industry

Software Development

Description

WHAT YOU’LL BE DOING… Review Mortgage loan files to ensure accuracy of information and verify presence of all required documents. Review loan files or applications to identify outstanding stipulations (conditions, verifications, signatures, disclosures, etc.) Validate documents submitted for income, identity, employment, insurance, title, credit, or asset verification. Communicate with operations and transaction management team for any escalations. Accurately update due diligence system to reflect cleared conditions. Ensure compliance with seller or investor guidelines, agency guidelines, and any applicable overlays. Collaborate with underwriting and quality control teams to resolve discrepancies or escalations. Meet production and accuracy goals while maintaining confidentiality and professionalism. IDEALLY YOU’LL HAVE... 5+ years of current Due Diligence experience 5+ years current experience in underwriting, preferably with prior experience in Quality Control and Non-QM loan types. Experience with LauraMac is a must Ability to analyze complex transactions and identify errors Strong attention to detail Ability to properly calculated income across a variety of earning types from wage earners to business/self employed income. Strong appraisal review skills Excellent analytical & communication skills Strong ability to perform reviews for a wide range of investors Ability to read and apply investors guidelines to loan reviews. Proficiency in pipeline management with ability to multitask in a high-volume environment Ability to contribute and work in a team environment Ability to work independently Familiarity with best practices for post-close quality control on newly and seasoned originated mortgages Strong knowledge of Fannie Mae/Freddie Mac guidelines, QM/ATR Proficiency in Non-QM Loan processes and requirements. Ability to work with multiple investor guidelines and overlays Deep understanding of DSCR/business purposes loans. Review of regulatory compliance a plus WHAT WE OFFER YOU An opportunity to be a key part of an agile team of thinkers and doers collaborating to change a multi-trillion-dollar industry. We offer meaningful equity at a growth-stage company, a competitive salary, top-tier medical, dental, and vision insurance, and flexible work hours and vacation time. Here are our awesome benefits in black and white: Competitive pay and equity in a fast-growing, venture-backed company Inclusive, employee-first culture Robust benefits including 401(k), premium health plans, and FSA/HSA options for tax-free medical spending. Accrued PTO plus 11 holidays and 2 floating days for personal or cultural observances. Two paid volunteer days each year to support causes you care about. OUR APPLICATION PROCESS At Maxwell, we value our differences, and we encourage all—especially those whose identities are traditionally underrepresented in tech organizations—to apply. Maxwell is an equal-opportunity employer. We do not discriminate on the basis of race, religion, color, gender expression or identity, sexual orientation, national origin, citizenship, age, marital status, veteran status, disability status, or any other characteristic protected by law.

Responsibilities

The Conditions Specialist will review mortgage loan files for accuracy and verify the presence of required documents. They will also communicate with teams for escalations and ensure compliance with guidelines.