Consumer Lending Specialist at Cross Valley Federal Credit Union

Plains Township, Pennsylvania, United States -

Full Time

Start Date

Immediate

Expiry Date

22 Jul, 26

Salary

20.0

Posted On

23 Apr, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Consumer lending, Loan processing, Credit analysis, Loan documentation, Financial software, Loan origination systems, Customer service, Communication skills, Problem-solving, Regulatory compliance, Financial analysis, Credit checks, Loan closing

Industry

Financial Services

Description

Description Consumer Lending Specialist Department: Lending / Member Services Reports To: Lending Manager or Consumer Lending Supervisor FLSA Status: Non-Exempt Location: Cross Valley FCU Position Summary The Consumer Lending Specialist is responsible for evaluating, processing, and closing consumer loan applications while delivering exceptional member service. This role supports the credit union’s lending goals by ensuring accurate documentation, regulatory compliance, and personalized financial solutions for members. Key Responsibilities Evaluate and process consumer loan applications including auto, personal, and credit card loans. Analyze member financial information to determine creditworthiness and recommend appropriate loan products. Conduct credit checks and verify income and employment documentation. Assist members with loan applications via phone, online, and in-person channels. Ensure compliance with lending policies, procedures, and applicable regulations. Prepare and present loan proposals for approval within assigned authority limits. Perform loan closings and explain terms, disclosures, and repayment schedules. Promote additional products such as credit protection, GAP insurance, and warranties. Maintain accurate loan records and follow up on pending applications. Provide courteous and professional service to members and staff. Stay current on lending trends, products, and regulatory changes. Qualifications High school diploma or GED required; associate or bachelor’s degree preferred. Minimum of 2 years of experience in consumer lending or financial services. Strong knowledge of lending products, credit analysis, and loan documentation. Excellent communication, customer service, and problem-solving skills. Proficiency with loan origination systems and financial software. Ability to work independently and as part of a team. MLO registration may be required depending on lending authority

Responsibilities

The Consumer Lending Specialist evaluates, processes, and closes consumer loan applications while providing exceptional service to members. This role ensures compliance with lending policies and promotes financial products to meet credit union goals.