Consumer Lending Underwriter at Financial Staffing Resources, Ltd.

Irving, Texas, United States -

Full Time

Start Date

Immediate

Expiry Date

08 Jun, 26

Salary

70000.0

Posted On

10 Mar, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Analysis, Lending Decisions, Consumer Loans, Underwriting, Compliance, Loan Review, Risk Assessment, Communication, Problem Solving, Loan Servicing, Documentation Accuracy, Fair Lending Laws, Policy Interpretation, Member Experience

Industry

Staffing and Recruiting

Description

Company Description FSR is a leading provider of premier talent for credit unions (Direct -Hire) specifically recruiting for the credit union industry. Our experienced placement professionals have an unparalleled understanding of our client’s business culture and candidate expectations. We expertly match our candidates talent to our clients need for any all staff levels within the credit union organization, from teller to CEO we can make it happen for you. Job Description Do you enjoy analyzing credit and making sound lending decisions that help members achieve their financial goals? Credit union is seeking a Consumer Lending Underwriter to review and decision a variety of consumer loan applications while supporting staff and delivering an excellent member experience. In this role you will underwrite consumer loans including direct and indirect auto, home improvement, home equity, credit cards, and lines of credit while ensuring compliance with credit union policies and lending regulations. Key Responsibilities • Review and analyze consumer loan applications to determine credit risk and make sound lending decisions • Approve, deny, or escalate loan requests when appropriate • Communicate with frontline staff regarding additional information or documentation needed for loan decisions • Prepare and complete home equity loan documentation and guide members through the closing process • Assist with loan servicing including payoffs, refinances, payment extensions, collateral releases, and due date changes • Review loans after funding to ensure documentation accuracy and compliance • Assist with processing loans and new member accounts received through indirect lending channels • Ensure all lending decisions comply with Fair Lending laws and consumer lending regulations • Support staff by answering questions related to loan policies, procedures, and products Qualifications • Bachelor’s degree preferred • Two to five years of lending or underwriting experience • Strong knowledge of consumer lending and credit analysis • Understanding of credit union loan policies and regulatory requirements • Strong analytical, communication, and problem solving skills • Professional presence and ability to work collaboratively with staff This is an excellent opportunity for a lending professional who enjoys making credit decisions while supporting both members and frontline staff. Additional Information Compensation: $65-70K annually and EXCEPTIONAL benefits to include: Affordable benefits Up to 6% 401(k) matching Eleven paid holidays 120 PTO hours* Employee LOC with a 0% interest rate Free telemedicine Relaxed casual dress code Flexible spending account Health savings account Employee assistance programs Company diversity council Community engagement opportunities

Responsibilities

The Consumer Lending Underwriter will review and analyze various consumer loan applications, including auto, home equity, and credit cards, to determine credit risk and make sound lending decisions. Key duties involve ensuring compliance with credit union policies and regulations, communicating with staff, and assisting members through the closing process for home equity loans.