Consumer Loan Officer at Bank of Utah

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Full Time

Start Date

Immediate

Expiry Date

19 Oct, 26

Salary

0.0

Posted On

21 Jul, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Consumer Lending, Credit Analysis, Loan Documentation, Consumer Sales, Customer Service, Windows Environment, Business Planning, Relationship Management, Risk Assessment, Cross Selling

Industry

Banking

Description

Thanks for your interest in applying to the Bank of Utah. My name is Kathy Davis, and I work as AVP Consumer Lending Manager. As an introduction to our company, the Bank of Utah was founded in 1952, and is one of Utah’s largest privately owned community banks. We were named S&P Global Top 20 Bank two years in a row and a Top 100 Fastest Growing Company. Our Mission Statement: We strive to unlock the potential of our team members, clients, and community. We act with integrity in every decision, build trust through every interaction, and exceed expectations at every opportunity. We seek to responsibly create lasting prosperity today and for generations to come. Job Opening Details: If our mission statement piques your interest, we encourage you to apply for the currently open position of Consumer Loan Officer to work Monday - Friday, 8:00 AM-5:00 PM at one of our Branches in the Wasatch Front. This Consumer Loan Officer is responsible for originating consumer loans including car loans, personal loans, etc. Coordinating with internal departments to gain referrals and cross sell bank products. Qualifications: * Minimum of 3 years lending experience. * Understanding of consumer loan documentation and consumer credit analysis. * Excellent computer skills in a Windows environment. * BS Degree or equivalent work experience. * Customer service focused attitude and experience in consumer sales. * Ability to work in a team setting. Regular Duties and Responsibilities: * Market consumer products to existing bank customers as well as generate new relationships. This will be done through coordination with branch personnel, commercial relationship managers, private banking, etc. Effort must also be made to generate leads through external sources. * Receives, reviews, and process applications. Interviews applicant to develop information concerning their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data. Adheres to all procedures and applicable federal, state, and local laws, regulations, rules, and ordinances. * Proactively provide and implement new solutions and ideas for continuing improvement of the consumer loan process. Self-starter, ability to work with limited supervision. * Develops and implements a business plan for increasing consumer loan production, maintains and develops reporting to track referrals, pipeline, sales goals, etc. * Participates in an active and ongoing discussion in regard to rates, guidelines, strategy, policy and procedure as it relates to consumer lending. * Other duties as assigned Benefits of Working with Us: Bank of Utah's comprehensive benefits package includes: * Great work-life balance, with a Monday-Friday schedule * Competitive pay and benefits, including medical, dental and vision plans * 401(k) plan and match up to 5 percent in our employee stock ownership program (eligibility requirements must be met) * 12 paid bank holidays + paid time off, including paid parental leave * Volunteer opportunities to make a difference in the communities where you work and live * Awards and recognition to celebrate you and your colleagues for living the bank's values

Responsibilities

Responsible for originating consumer loans such as car and personal loans while coordinating with internal departments for referrals. The role involves marketing products to existing and new customers and managing the full loan application and review process.