Consumer Loan Underwriter at Summit Credit Union

Greensboro, North Carolina, United States -

Full Time

Start Date

Immediate

Expiry Date

19 Dec, 25

Salary

0.0

Posted On

20 Sep, 25

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Consumer Loan Underwriting, Analytical Skills, Credit Reports, Financial Documentation, Financial Software, Lending Laws, Interpersonal Skills, Communication Skills, Problem-Solving, Collaboration, Attention To Detail, Compliance, Economic Trends, Member Experience, Training Opportunities, Innovation

Industry

Banking

Description

Description Make a Difference With Us At Summit Credit Union, we believe in more than just approving loans—we believe in improving lives. As a Consumer Loan Underwriter, you’ll play a vital role in helping individuals and families achieve their financial goals while making an impact in the communities we serve. We’re looking for a detail-oriented professional who enjoys collaboration, problem-solving, and innovation. If you want to work in an environment where your voice matters, ideas are welcomed, and people come first, this may be the right fit for you. What You’ll Do In this role, you’ll be responsible for underwriting and analyzing consumer loan applications while ensuring compliance with federal and state regulations. Your day-to-day tasks will include: Reviewing loan applications, credit reports, and supporting documents to make fair and accurate lending decisions. Ensuring loan policies and procedures meet all compliance requirements. Monitoring economic and industry trends that effect lending practices. Recommending improvements to processes that enhance the member experience. Communicating directly to lending staff to explain loan decisions and provide guidance for our members. Supporting our “Selling is Telling” culture by identifying opportunities to connect members with helpful products and services. Serving as a trusted resource for colleagues by answering questions, sharing knowledge, and helping identify training opportunities. Requirements What We’re Looking For Minimum of 3 years of consumer loan underwriting or similar consumer loan experience (credit union or banking preferred). Strong analytical skills with a high degree of accuracy and attention to detail. Ability to interpret credit reports, debt ratios, and financial documentation. Proficiency in financial software, including Origence arc OS (Lending 360), Corelation KeyStone (preferred), and Microsoft Office Suite. Knowledge of consumer lending laws and underwriting procedures. Exceptional communication and interpersonal skills—you’ll be working with both members and colleagues daily. Comfortable working in a fast-paced environment while maintaining quality and compliance. Bachelor’s degree preferred; NMLS registration required. Why Join Summit Credit Union? Summit Credit Union has been proudly serving North Carolina since 1935. We’re a member-owned, not-for-profit financial cooperative dedicated to building stronger futures for our members, employees, and community. We’ve been recognized as: Triad Business Journal Best Places to Work Finalist Greensboro News & Record Readers’ Choice “Best Credit Union” (2020-2025) When you join Summit Credit Union, you’re not just getting a job—you’re joining a supportive, mission-driven team with benefits designed to help you thrive: Medical, Dental, and Vision Insurance No-Cost Short- and Long-Term Disability Complimentary Life Insurance Paid Time Off and 11 Annual Holidays Retirement Planning (Pension + 401(k) program) Tuition Assistance Employee Well-Being Assistance Program Ready to Apply? If you’re ready to bring your skills in consumer lending, underwriting, and risk analysis to a workplace that values integrity, collaboration, and making a difference, we’d love to hear from you. Apply today and join a team where your work matters! #ConsumerUnderwriting #Lending #OrigenceArcOS #Lending360 #KeyStone #JoinOurTeam #SummitCreditUnion

Responsibilities

You will be responsible for underwriting and analyzing consumer loan applications while ensuring compliance with regulations. This includes reviewing applications, monitoring trends, and communicating decisions to lending staff.