Corporate Banking Department,Uganda.Corporate Credit Manager at KCB Group

Kampala, Kampala, Uganda -

Full Time

Start Date

Immediate

Expiry Date

27 May, 26

Salary

0.0

Posted On

26 Feb, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Evaluations, Credit Risk Assessment, Creditworthiness Verification, Credit Portfolio Analysis, Financial Statement Spreading, Credit Grading, Risk Mitigation, Fraud Risk Assessment, Credit Analysis, Market Dynamics Analysis, Industry Risk Analysis, Portfolio Monitoring, Covenant Tracking, Relationship Management, Credit Underwriting, Credit Approval

Industry

Banking

Description

KEY RESPONSIBILITIES: * Lead comprehensive credit evaluations and reviews to thoroughly assess client credit risk and verify creditworthiness in alignment with KCB’s policies and regulatory standards. * Generate precise and timely credit portfolio analyses, concisely communicating key findings and recommendations to stakeholders including Corporate Relationship Managers and Credit Risk teams. * Take accountability for detailed financial statement spreading, assigning credit grades in accordance with internal scorecards, and document client risk profiles alongside risk mitigations, vigilantly monitoring for any credit-impacting developments. * Collaborate effectively with Relationship Managers to originate credit assessments and maintain oversight of credit exposures to support sound decision-making. * Conduct fraud risk assessments on client portfolios, documenting residual risks and recommending mitigants following the bank’s defined frameworks. * Assist in identifying profitable business opportunities that maintain acceptable risk profiles, partnering with Relationship Managers and Product specialists to tailor product solutions. * Perform in-depth credit analyses encompassing market dynamics and industry-specific risks. * Portfolio monitoring and Analysis to avoid account migrations as well as covenant tracking. MINIMUM POSITION QUALIFICATION REQUIREMENTS a. Academic & Professional * Bachelor’s degree in Accounting, Economics, Finance or Business-related course is required. * Professional Qualifications like Certified Credit Management, Credit Risk Management, or any other recognised credit certification course are required. * Master’s degree in Economics, Finance or Business-related course is an added advantage. b. Experience * Minimum of 5 years experience in Credit Underwriting and Approval, Credit Portfolio Management, and Relationship Management. KCB Group is registered as a non-operating holding company which started operations as a licensed banking institution with effect from January 1, 2016. The holding company oversees KCB Kenya – incorporated with effect from January 1, 2016 – and all KCB’s regional units in Uganda, Tanzania, Rwanda, Burundi, Ethiopia and South Sudan. It also owns KCB Insurance Agency, KCB Capital, KCB Foundation, National Bank of Kenya, and all associated companies. The holding company was set up to among other things to enhance the Group’s capacity to access unrestricted capital and also enable investment in new ventures outside banking regulations, achieve operational and strategic autonomy for the Group’s operating entities and enhance corporate governance across the Group and oversight in the management of subsidiaries. Related documentation: Group Name Change [https://kcbgroup.com/wp-content/uploads/2017/09/KCB-Group-PLC.pdf], Name Change Certificate [https://kcbgroup.com/wp-content/uploads/2016/10/Change_of_name_cert.pdf], KCB Advise on Non-Operating Holding Company [https://kcbgroup.com/wp-content/uploads/2016/10/KCB_Advise_Non_Operating_Holding_Company_2016.pdf], KCB Group Structure [https://kcbgroup.com/wp-content/uploads/2016/10/KCB_group_structure_2016.pdf], Kenya Gazette Notice. [https://kcbgroup.com/wp-content/uploads/2016/10/Kenya_Gazette_Special_Issue_Transfer-Approval_KCB_Kenya_LTD.pdf]

Responsibilities

The role involves leading comprehensive credit evaluations and reviews to assess client credit risk and verify creditworthiness according to bank policies. Key tasks include generating timely credit portfolio analyses, performing detailed financial spreading, assigning credit grades, and documenting client risk profiles with mitigations.