The role in a nutshell: Management of the corporate credit underwriting and wholesale administration teams. Providing detailed financial analysis, recommendations and underwriting services in relation to lending for our corporate customers and dealer partners for TFSUK, Mazda, Kinto and One Toyota Fleet Team.
A bit about the ‘Department’: The Corporate Credit team compete analysis, recommendation and underwriting for lending of funding requests ranging from £125k to £250m for submission to our UK Underwriters and European Credit Committee. Whilst the Wholesale administration team manage the day-to-day funding requirements for our Dealer Partners.

KEY EXPERIENCE & SKILLS:

• Previous experience of interpreting corporate accounts, performing financial analysis and underwriting of corporate customers.
• Ability to analyse data and identify trends.
• Good understanding of Microsoft Office products, specifically Excel (v-lookups, x-lookups, pivot tables, macros).
• Basic PowerPoint and Power BI skills.

• Carry out regular reviews with the Corporate Credit and Wholesale Funding team identifying performance shortfalls and implementing remedial actions.
• Exercise an appropriate Centre, Fleet Customer and Kinto underwriting authority in line with the UK POD.
• Work with senior management teams from the Dealer Network to develop relationships and funding solutions.
• To deputise for the Senior Manager Corporate Credit & Operational Services as required and act responsibly in all matters.
• Oversee performance against published service standards in terms of response times and other commitments, monitoring Department SLA’s and job lists.
• Oversee the management of the administration of wholesale stocking facilities; Schemes, Plans and Credit Lines and interest rate controls.
• Manage the administration for new Dealer proposals / credit line increases including acquisitions / take overs etc.
• Management of the administration of critical risk situations, rejected payments, cash trading, receivership, liquidation or bankruptcy and the closure of Dealerships, assisting with repossession and accounting for assets.
• Manage all legal matters relating to debentures, securities, mortgages, acquisitions, and sales with the centre and fleet network.
• Operate within the UK product approval matrix, requesting new products where required.
• Ensure all loading of vehicles, system amendments and monitoring of over-line situations are handled appropriately and in-line with the company’s Hoshin and/or in support of MNSC.
• Management as appropriate of tasks associated with SOX compliance, audit.