Corporate Funder at Golden Empire Mortgage GEM

Bakersfield, California, United States -

Full Time

Start Date

Immediate

Expiry Date

06 Mar, 26

Salary

36.0

Posted On

06 Dec, 25

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Excellent Written Communication Skills, Excellent Verbal Communication Skills, Professional Manner, Organizational Skills, Time Management Skills, Customer Service Skills, Knowledge of TILA/RESPA Regulations, Analytical Skills, Proficient in MS Office, Knowledge of Internet Browsers

Industry

Financial Services

Description

Join the GEM Mortgage Team! Ready to be part of a leading mortgage lender that truly puts clients first. At Golden Empire Mortgage, we've been a respected leader in the industry for nearly 40 years, guided by our core belief that our borrowers' interests come first. We're dedicated to providing clients with expert financing advice and believe that everyone deserves access to credit. Our mission is to build long-lasting relationships with borrowers and real estate partners, be an employer of choice with growth opportunities for our team members, and operate as a trustworthy, financially sound enterprise that positively influences our communities. At Golden Empire Mortgage, our LEADER values guide everything: * Loyalty to our team, borrowers, and partners. * Excellence in all we do. * Accountability—we take ownership. * Driven for continuous improvement. * Engaged to deliver success. * Reliability you can count on. If you're passionate about making a real difference in people's lives, delivering exceptional service, and growing your career with a company that truly values its people and its purpose, we invite you to explore opportunities with us. Come join GEM Mortgage and help us empower clients and communities! Job summary Under general supervision of the Corporate Funding Manager, the Corporate Funder is responsible for reviewing signed loan documents, clearing funding, agency and investor conditions and requesting wires to be sent to title/escrow for the funding of FHA, VA, Conventional, Jumbo and Niche products. Essential job functions 1. Review closing package to verify all documents are appropriately executed and in compliance with investor and agency guidelines. 2. Confirm all data, in the loan origination system, is accurate, including and especially all loan terms. Utilize available compliance resources/testing to assure loan structure meets all regulatory requirements. (TRID, QM. High cost, etc.) 1. Verify all closing conditions have been satisfied 2. Submit wire request using company’ wire procedure 3. Responsible for assuring that Final Closing Statement, provided by Settlement Agent, is an accurate representation of the closing transaction and all information is correct. 4. Prepare and issue, post-closing to the Borrower, a revised Closing .Disclosure, if necessary. 5. Assure loan compliance with agency/investor loan closing guidelines 6. Complete other tasks as requested by Corporate Funding Manager Minimum requirements High School Diploma, or equivalent, required. Minimum 3 years of current experience in the process of closing and funding FHA, VA, and conventional mortgage loans required. Abilities required 1. Excellent written and verbal communication skills. 2. Exhibits a professional manner in dealing with others and works to maintain constructive working relationships. 3. Highly organized and has ability to handle multiple priorities and produce results 4. Proficient knowledge of MS Office (Word, Excel, and Outlook), and knowledge of internet browsers. 5. Excellent math, analytical and time management skills 6. Strong customer service skills 7. Thorough knowledge of TILA/RESPA regulations from a closing perspective 8. Experience in reviewing and analyzing various inspections/reports/exhibits (i.e. termite report, hazard insurance policy, flood policy, etc.) Compensation Disclosure This is a non-exempt, hourly position. The pay range for this role is $30.00 to $36.00 per hour, depending on experience and qualifications. Overtime is paid in accordance with California state and federal labor laws. Additional compensation, such as bonuses or incentive pay, may be available based on performance and business needs. At-Will Employment This position is classified as at-will employment in accordance with California law. Employment may be terminated by either the employer or employee at any time, with or without cause or notice, subject to applicable law. Work Location This position is fully remote. Employees may perform all job duties from a location outside of their main office or branch location, subject to reliable internet access and compliance with company policies. Equal Opportunity Employer Golden Empire Mortgage is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate on the basis of race, color, religion, sex (including pregnancy, childbirth, or related medical conditions), gender, gender identity or expression, sexual orientation, marital status, national origin, ancestry, age, physical or mental disability, medical condition, genetic information, military or veteran status, or any other characteristic protected under federal, state, or local law. Reasonable Accommodations Golden Empire Mortgage is committed to providing reasonable accommodation for qualified individuals with disabilities during the application or recruitment process. If you need assistance or accommodation, please contact us at HR@gemcorp.com [HR@gemcorp.com]. California Consumer Privacy Notice Golden Empire Mortgage may collect personal information from job applicants for purposes related to employment consideration. We are committed to handling your information in compliance with the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA). To learn more about how we collect, use, and protect your information, please review our Privacy Policy https://gemcorp.com/page/privacy-notice [https://gemcorp.com/page/privacy-notice] .

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Responsibilities

The Corporate Funder is responsible for reviewing signed loan documents, clearing funding conditions, and requesting wires for various mortgage products. This role ensures compliance with investor and agency guidelines and verifies that all closing conditions are satisfied.