Corporate & SME Accounts Opening & Maintenance Junior Officer at ADIB Candidate Experience site

Cairo, Cairo, Egypt -

Full Time

Start Date

Immediate

Expiry Date

27 Jun, 26

Salary

0.0

Posted On

29 Mar, 26

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Limits, Account Opening, Account Maintenance, Document Review, Blacklist Checking, FATCA Review, Signature Execution, Compliance, KYC, Dormant Accounts, Guarantees Processing, Reporting, UAT Testing, Complaint Handling, Analytical Skills, Presentation Skills

Industry

Banking

Description

Generic Responsibilities Assist in improving the efficiency and effectiveness of the workflow. Act as a checker and participate in team evaluation and provide feedback (if required). Participate in reporting RSCA quarter sample. Provide periodical analytical reports according to identified time. Key Responsibilities Register all data related to credit limits, loans and guarantees as per the credit approvals issued by the competent authority. Open new Corporate accounts (local/ foreign currency) through the following: Review all presented documents are complete, correct and accurate to ensure that all the information submitted matches the original documents. Scanning all original documents on daily basis in order to be saved for any urgent event, important decision or any further review. Check the names of the company, its shareholders whether it exists on the blacklist or not through its shared folders to ensure the absence of frauds or money laundry. Apply FATCA review to ensure there are a relationship between company and shareholders. Execute customer signatures on the system after reviewing supporting documents and signature cards. Handle all account maintenance daily requirements while ensure full compliance to bank legal policy and procedures through the following; Change account type according to business directions. Open all types of sub-accounts including the new MMF and MMS accounts. Change customer main Branch according to customer request. Update accounts’ segmentation on the system and match them with the customers’ KYC. Handle dormant accounts de-activation and the reactivation of closed corporate customers’ accounts. Deactivate all related signatures for all current and ongoing dormant accounts. Perform the clean-up process of all outstanding corporate account portfolio. Deactivate all signatures related to all current and ongoing dormant accounts. Handle guarantees process (hold, freeze & release) by ensuring that they are not blocked on any account of any previously extended credit facilities. Block guarantees on the system according to received directions and stating reasons for blocking. Perform all CBE specific requests/ reports concerning corporate account maintenance including hold and releases due to legal aspect. Handle the process of registering corporate customers on ADIB pay and internet banking. Report any irregularities and discrepancies appeared in Corporate accounts. Participate in the related UAT testing and review the results to ensure correct implementation. Handle received complaints in cooperation with Consumer Rights Protection – Compliance & Governance – in accordance with the policies and procedures and identified SLA. And any other assigned Tasks. Minimum Qualifications · Bachelor degree Minimum Experience: · Apprentice :0-1 years of experience. Junior Officer: 1-2 years of relevant experience Officer: 2-5 years of relevant experience Senior Officer; 5+ years of relevant experience Job-Specific Knowledge & Skills: Good knowledge of Bank functions, responsibilities & processes Very good analytical skills Very good presentation and negotiation skills Excellent command of MS Office (Word, Excel) Personal Skills · High level of professionalism and self-motivation · Very good problem solving skills

Responsibilities

The core duties involve registering credit limit and loan data, opening new corporate accounts by verifying documentation accuracy, and performing daily account maintenance tasks like changing account types and handling sub-accounts, all while ensuring legal compliance.