Credit Administration Assistant at Mainstreet Bank

Fairfax, Virginia, United States -

Full Time

Start Date

Immediate

Expiry Date

22 Jan, 26

Salary

0.0

Posted On

24 Oct, 25

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Loan Processing, Document Management, Insurance Tracking, UCC Filings, Appraisal Process, Banking Regulations, Customer Service, Communication Skills, Problem Solving, Multi-tasking, Organization Skills, Attention to Detail, Training, BSA/AML Compliance, Core Banking Systems, Real Estate Title Matters

Industry

Banking

Description

Description Specific Job Functions: Reviews post-closing loan files for completeness. Scans and uploads loan docs to core processor. Receives and tracks original documents and insures they are properly and securely stored. Creates file folder and file in vault. Updates documentation and financial exceptions. Runs and reviews weekly exception reports. Tracks, updates insurance policies and will force place insurance as needed. Records and releases UCC filings as needed. Ensures signed officer’s loan committee minutes are uploaded. Assists with appraisal process and ordering third party reports, including environmental reports. Be back up to Portfolio and Appraisal Manager as needed. Take notes and prepare minutes for weekly staff meeting. Participates in training related to Bank Secrecy Act/Anti-Money Laundering requirements of the institution as it relates to the specific position held and is able to effectively identify transactions or situations relative to the position that would not follow the BSA/AML Policy of the institution. Requirements Job Requirements: Minimum high school diploma. Minimum one year experience in an office environment with prior commercial loan processing experience within a commercial bank preferred. Strong computer skills with the ability to learn and attain proficiency with the Bank’s core system of products from Jack Henry (Xperience, Silverlate, Synergy) and nCino. Ability to learn and understand basic knowledge of banking regulations, commercial and consumer loan requirements, and RESPA, TILA, HMDA, CRA. Ability to learn and understand basic knowledge and understanding of real estate title matters, UCC regulations and guidance, insurance, legal documentation, organizational paperwork, vehicle titling/lien requirements and flood insurance requirements. Good customer service and verbal and written communication skills. Ability to problem solve and work independently or in a group environment. Ability to multi-task and meet deadlines in a time sensitive environment. Strong organization skills and attention to detail. Physical Demands/Requirements: The physical demands described below are representative of those that must be met to successfully perform the essential functions of this job. They are subject to change at any time due to reasonable accommodation or other reasons. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. Sitting for extended periods of time. Walking; bending at the waist; dexterity of hands and fingers to operate a computer. Hearing and speaking to exchange information in person or by phone. Seeing to read and analyze complex data. Working Conditions: Work is performed in a normal office environment. Remote work considered up to 40-50%. Position requires physical inspection, review and filing of original loan documents in the office. At MainStreet Bank we strive to bring talented, team-oriented individuals on staff to meet and exceed our customers' needs. MainStreet team members enjoy a friendly working environment, opportunity for personal and professional growth, generous benefits and access to resources for improving their well-being. For more information visit our website at www.mstreetbank.com. MainStreet Bank is an equal opportunity employer. Employment selection and related decisions are made without regard to sex, race, age, disability, religion, national origin, color or any other protected class.

Responsibilities

The Credit Administration Assistant reviews post-closing loan files for completeness and manages the scanning and uploading of loan documents. They also track original documents, update financial exceptions, and assist with the appraisal process.