Credit Administration Manager at John Marshall Bank

Reston, Virginia, United States -

Full Time

Start Date

Immediate

Expiry Date

31 Jul, 26

Salary

0.0

Posted On

02 May, 26

Experience

10 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Risk Assessment, Loan Monitoring, Portfolio Analytics, Stress Testing, CECL Program Management, Data Visualization, Excel, Financial Analysis, Regulatory Compliance, Vendor Management, Audit Management, CRE Concentration Management, Market Intelligence, Risk Identification, Financial Reporting

Industry

Banking

Description

Description John Marshall Bank is seeking a seasoned Credit professional to lead our credit risk assessment, loan monitoring and policy compliance, portfolio analytics, stress testing, and allowance for credit losses (CECL) program management. This high-impact role serves as a key partner to the Chief Credit Officer, transforming complex loan data into strategic insights. The ideal candidate blends technical mastery of various software programs with the leadership presence to manage vendor relationships and regulatory audits. Key Responsibilities Strategic Portfolio Analytics & Reporting CRE Concentration Management: Lead the preparation and analysis of CRE Concentration Reports Market Intelligence: Leverage Moody’s and other market data to identify emerging trends; translate raw data into sophisticated, "Board-ready" reporting. Data Visualization: Utilize advanced Excel (Pivot Tables, VLOOKUPs, Power Query) to develop charts and dashboards that communicate portfolio health to stakeholders. Credit Risk Stress Testing Bottom-Up Testing, Top-Down Modeling & Risk Identification: Audit CRE loan data, updating NOI and appraisal information; perform sample testing to verify the accuracy of core-to-software data feeds, maintain and update top-down stress models, evaluate stress testing results to identify high-risk segments and analyze the underlying drivers of risk. CECL Program Leadership Program Governance: Own the CECL reporting lifecycle, reconciling balances across the GL and the model while incorporating qualitative frameworks. Executive Communication: Lead the quarterly CECL Steering Committee; prepare detailed memos, minutes, and PowerPoint presentations for the Board. Compliance & Audit: Manage the CECL refresh and validation processes and serve as the primary point of contact for internal and external audits. Vendor Management: Oversee the vendor process, including vendor selection, contract negotiations, and due diligence. Portfolio Surveillance & Quality Control Covenant & Review Management: Oversee the annual review process; monitor loan covenants to ensure prompt assessment and resolution of violations. Production & Quality Reporting: Manage the delivery of comprehensive monthly and quarterly report packages covering loan production and credit quality. Specialized Monitoring: Provide deep-dive analysis into portfolios for inclusion in public press releases and regulatory filings. Special Assets & Credit Support Watch List Management: Partner with the Chief Credit Officer to manage criticized assets; coordinate and lead Watch List meetings and prepare Criticized Asset Reports. Borrower Engagement: Assist in the direct or indirect management of troubled loan relationships as needed. Requirements Education: Bachelor’s degree Experience: 10–15 years of progressive experience in Commercial Credit Analysis, Portfolio Management, or Credit Administration. CECL Proficiency: Direct experience supporting a CECL program, including running models and preparing quarterly reporting materials. Technical Mastery: Advanced Excel skills (Pivot Tables, VLOOKUPs, and complex data modeling) and experience with Moody’s or similar market data platforms. Credit Analysis: Professional-level ability to spread and analyze financial statements, tax returns, and complex financial data to interpret metrics and ratios. Communication: Proven ability to draft professional memos and reports for Senior Management and Board-level review. Preferred Education: Bachelor’s or master’s degree in finance, Accounting, Economics, or a related field, Advanced CECL Expertise: Experience leading the full CECL life cycle, including managing the annual refresh process, vendor selection for model validation, and contract negotiations (specifically with Abrigo). Regulatory & Audit Leadership: Experience acting as the primary point of contact for internal and external audits and regulatory exams related to credit risk and allowance methodologies. Lending Authority: Previous Loan Approval Authority is highly desirable, demonstrating a high level of credit judgment and risk assessment. Software Expertise: Direct, hands-on experience with Abrigo (Lender Platform/Stress Testing) and H360 core banking systems. Stress Testing: Experience designing or executing both Top-Down and Bottom-Up stress testing models. Special Assets: Experience in working out problem loans. Industry Certifications: Relevant certifications such as CPA, CFA, or RMA (Risk Management Association) Credit Risk Certification. John Marshall Bank is an Equal Opportunity Employer At John Marshall Bank, we pride ourselves on being able to attract the best talent in the industry, therefore we offer a comprehensive benefits package which includes: Medical Dental 401K Retirement Plan w/ an Employer Match Vision Employee Assistance Program Flexible Spending Transit Reimbursement Dependent Day Care Long Term Care Paid Time Off Life and Disability Coverage At this time, John Marshall Bank will not sponsor a new applicant for employment authorization for this position.

Responsibilities

The Credit Administration Manager will lead credit risk assessment, loan monitoring, and the CECL program while providing strategic portfolio analytics to the Chief Credit Officer. This role also involves managing vendor relationships, regulatory audits, and overseeing special assets and criticized loan portfolios.