Credit Administrator II at STRIDE BANK NA

Enid, Oklahoma, United States -

Full Time

Start Date

Immediate

Expiry Date

13 Jun, 26

Salary

0.0

Posted On

15 Mar, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Loan Administration, Document Preparation, Audit, Commercial Loan Production, Loan Closings, Underwriting Documentation, Regulatory Compliance, Loan Exception Tracking, Core System Loading, Collateral Perfection, Loan Payments Posting, Escrow Management, Customer Assistance

Industry

Banking

Description

Job DetailsJob Location: Enid-Broadway - Enid, OK 73701Position Type: Full TimeEducation Level: 4 Year DegreeTravel Percentage: Up to 25%Job Shift: DayJob Category: BankingThe Credit Administrator II possesses ability to serve in all operational functions (doc prep, loan administration, and audit) executed and overseen by the department. Supports commercial loan production teams through courteous, timely, and accurate preparation and review of loan documents. Gathers, compiles, and evaluates information, as well as obtains documents necessary for timely completion of a loan, up to and following closing. PRINCIPLE DUTIES AND RESPONSIBILTIES Works directly with the loan production officers and assistants to aid in facilitating loan closings. Responsible for verifying proper documentation required for underwriting. Prepares loan documents in accordance with the Bank’s credit policy and loan approval and in compliance with local, state, and federal regulatory requirements. Reviews centrally prepared loan documents prior to closing for accuracy, completeness, and compliance with local, state, and federal regulatory requirements, and the Bank’s credit policy. Identifies, tracks, and communicates loan exceptions, as needed. Loads loan to the core system once signed. Scans and maintains the signed closing documents and all related file documentation. Perfects collateral. Accepts and posts loan payments. Provides payoffs and release collateral on paid off loans within the regulatory timeline. Maintains escrow payments and annual analysis. Responds to and assists customers with questions on their existing loans. Performs other duties as assigned. QualificationsEDUCATION AND/OR EXPERIENCE Bachelor's degree in Business Administration, Finance, or related field, or minimum 5 years’ equivalent work experience, required. 3-5 years’ experience in financial institution producing commercial, agriculture, consumer, and mortgage lending, required. KNOWLEDGE, SKILLS, AND ABILITIES Extensive administrative or professional experience in a relevant field that provides the background and experience necessary to guide the Bank’s commercial lending portfolio servicing activities in a financially safe and sound manner. Thorough knowledge of commercial, agriculture, mortgage, and consumer lending practices. Thorough understanding of loan documentation criteria and business objectives. Ability to read, comprehend, and evaluate detailed and complex loan documents.

Responsibilities

The Credit Administrator II supports commercial loan production teams by preparing and reviewing loan documents accurately and ensuring compliance with credit policy and regulations. This role involves managing the full loan lifecycle, including document handling, system loading, collateral perfection, payment processing, and assisting customers with existing loan inquiries.