Credit Analysis Lead | Credit Analysis BU | CIB SBU | January 2026 at Job Opportunities | MCB Group

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Full Time

Start Date

Immediate

Expiry Date

30 Apr, 26

Salary

0.0

Posted On

30 Jan, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Analysis, Financial Modelling, Risk Assessment, Coaching, Mentoring, Credit Proposals, Client Interaction, Team Leadership, Strategic Guidance, Problem Solving, Customer Relationships, Resource Management, Training Development, Scenario Analysis, Sensitivity Analysis, Debt Financing

Industry

Financial Services

Description

MCB’s Corporate & Institutional Banking (CIB) services the debt financing, trade and transactional needs of a wide range of local and multinational companies, and regional businesses, financial institutions, offshore companies, funds and trusts, primarily in Mauritius, sub-Saharan Africa and the region. As part of MCB’s CIB division, the Credit Analysis Business Unit provides credit analysis services of the highest standards establishing, prepping and devising credit solutions to various local and international corporate customers. Job Vacancy: Credit Analysis Lead As Credit Analysis Lead, you will lead sophisticated credit transactions for large corporate and conglomerate clients, ensuring rigorous assessment and sound decision‑making. Alongside managing high‑value deals, the incumbent also provides strategic guidance to junior team members through coaching, mentoring, and reviewing credit proposals to maintain high quality standards and ensure alignment with internal risk frameworks. In this role, you will: Lead complex and high-value credit assessment, including analysing corporate financials, projections, debt covenant conditions and evaluate risk in large, complex deals such as syndicated facilities, acquisition financing and cross-border financing; Utilise advanced financial modelling techniques, scenario analysis and sensitivity analysis to assess creditworthiness of a borrower; Prepare detailed credit proposal that outline the keys financial highlights; recommendation for facility amount and structure; mitigation of identified risks and preparation of Term Sheets for complex transaction; Work with the Team Leader and Coverage Teams to determine acceptable risk exposure across various portfolio and clusters; Lead discussion with Clients, Coverage Teams, Risk and legal department as and when required; Make recommendation to the Executive Credit Committee regarding the risk exposure level which will be acceptable on the various portfolio and clusters; Participate in the elaboration of internal training sessions to improve financial analysis and credit risk management knowledge of the credit analysis team; Mentor and provide leadership to Senior Credit Analyst, Credit Analyst and Associate Credit Analyst helping them to develop their skills in credit analysis and structuring of facilities. To succeed, you will be required to demonstrate the following competencies: Making sense of complex, high quantity, and sometimes contradictory information to effectively solve problems; Anticipating and adopting innovations in business-building digital and technology applications; Rebounding from setbacks and adversity when facing difficult situations; Building strong customer relationships and delivering customer-centric solutions; Developing people to meet both their career goals and the organization's goals; Securing and deploying resources effectively and efficiently. We are looking for candidates who have a minimum of: EITHER A Bachelor’s Degree in Banking & Finance, Finance , Accounting, Management or any relevant field; 5 years' of working experience in the credit or financial analysis field and risk assessment in the Banking/Financial Services; Experience at a supervisory level will be considered as an advantage; OR A Diploma in Banking & Finance, Finance , Accounting, Management or any relevant field; 7 years' of equivalent working experience in the credit or financial analysis field and risk assessment in the Banking/Financial Services; Experience at a supervisory level will be considered as an advantage. A combination of both qualification & experience will be considered. Should this opportunity match your career aspirations, skills and competencies, click on ‘Apply’ to complete your online application. Please ensure all required information is accurately entered in relevant sections. Any incomplete application will not be considered. Kindly attach a complete CV when applying. Candidates going through the selection process during the recruitment exercise will be required to provide two professional references. As part of the recruitment process, shortlisted candidates(s) will be required to provide a valid Certificate of Character of less than 3 months. The deadline for submission of application is 09 February 2026. The Management reserves the right not to appoint anyone following this advert.

Responsibilities

The Credit Analysis Lead will lead complex credit transactions for large corporate clients and provide strategic guidance to junior team members. Responsibilities include assessing creditworthiness, preparing detailed credit proposals, and making recommendations to the Executive Credit Committee.