Role: Credit Analyst

Location: Abu Dhabi, UAE

Role purpose:

Provide full support to branches and DSU’s by reviewing and processing proposed finance applications in a timely fashion and within approved polices

This position is for UAE Nationals only.

Key accountabilities of the role:

Examining credit Application for completeness and timeliness of information, noting exceptions for correction.

• Preparation of error free credit docs
• Vigilance in applying de-dupes
• Observing agreed TAT.
•  Compliance policies and satisfactory Risk Rating.

Analyze Bank Statements so as assess its genuineness, continuity, business turnovers, cheque returns, average balances and to observe if there is any chance of artificial fabrication of such statements.

Analyze applicant’s financial statements and comment on its findings (where required).

 Check customer’s status through de-dupes/CBRB.

Meeting the minimum daily targets assigned by management while maintaining the lowest level of errors as measured by the score card. 

Escalate cases requiring higher DP with full analysis and recommendations to facilitate their decision making 

Demonstrate full and up to date knowledge of ADIB’s products, policies and procedures. 

Proactively and continually make and recommend system changes and enhancements, also ensure that all procedures and policies are implemented and being followed in compliance with organization.

Demonstrate full team spirit and positive attitude.

• Perform any other responsibilities entrusted by ADIB Management from time to time and any other task assigned by Management