COMPANY OVERVIEW

Welcome to Valley Bank of Nevada, a bank committed to leadership in the community banking industry. Our mission is to assist in the economic stabilization and ongoing growth of our communities through service, integrity, and a commitment to success.

SUMMARY

A credit analyst determining a business’s or individual’s credit worthiness. A credit analyst looks at all past credit purchases and, based on their findings, decides if a person or a corporation is worthy to receive a loan. Credit analysts must have excellent communication skills, be great listeners, and be able to perform multiple tasks. Credit analysts not only make decisions on credit worthiness; they also recommend steps to improve credit ratings. Customers can range from corporations to individuals trying to secure a loan.

WORK EXPERIENCE:

• Prior commercial lending or financial analysis experience preferred.
• Prior work experience or understanding of financial and cash flow analysis.
• PC proficiency, thorough knowledge of Microsoft Excel, Word and Outlook.

EDUCATIONAL EXPERIENCE:

• Preferred – Bachelor’s Degree with emphasis in Accounting, Finance or Business Administration/Management.
• General knowledge of banking fundamentals.
  Job Type: Full-time
  Pay: $50,000.00 - $80,000.00 per year

Benefits:

• 401(k) matching
• Dental insurance
• Health insurance
• Life insurance
• Paid time off
• Vision insurance

Ability to Commute:

• Henderson, NV 89014 (Required)

Ability to Relocate:

• Henderson, NV 89014: Relocate before starting work (Required)

Work Location: In perso

Assess credit risk, primarily associated with commercial lending including but not limited to C&I term loans, working capital loans and Commercial Real Estate Loans.

• Aggregate and evaluate data related to credit and credit risk to support organizational decision-making.
• Spread tax returns, financial statements, debt schedules, projections and other information that is necessary and relevant to analyze the request.
• Work with Loan Officers to Ensure that loan accounts remain in good standing.
• Assist Loan Officers with establishing structure and terms for credit requests based on Loan Policy and prior loan transactions.
• Work with loan officers, underwriters and others to support the credit approval process, loan closing, and portfolio management activities.
• Maintain accurate credit files, ensure compliance with lending policies and stay up-to-date on relevant regulatory matters.
• Prepare credit presentations, annual reviews and other reports for senior management as requested.
• Assist Loan Officers as needed, including following up with accountants, bookkeepers, insurance agents, or the loan applicants to obtain necessary information for the underwriting and documentation process.