Credit Analyst (AUS Mortgage Broking) (006-00239) at Hunt St

Manila, Metro Manila, Philippines -

Full Time

Start Date

Immediate

Expiry Date

23 Jun, 26

Salary

3000.0

Posted On

25 Mar, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Assessment, Loan Writing, File Management, Deal Structuring, PAYG Clients, Self-Employed Clients, Lender Policies, BrokerEngine, Quicklii, Flex, AOL, KPI Achievement, Compliance, Problem Solving, Communication

Industry

Staffing and Recruiting

Description

Looking for Filipino (Philippines-based) candidates Job Role: Credit Analyst (AUS Mortgage Broking) Compensation Range: AUD 2200-3000 per month Engagement type: Employee of Record Work Schedule: This role is expected to align with the AU business hours (approx. 9 AM - 5 PM, Monday to Friday) for collaboration, but as a contractor, you’ll have flexibility in how you manage your time. Who We Are: At Hunt St we help Australian companies directly hire top 5% remote talent in the Philippines. You will be hired directly by the client, typically as an independent contractor. We are not an outsourcing agency. All of our roles are 100% remote so you'll be able to work from home. Who The Client Is: An established Australian finance brokerage providing a broad range of lending solutions to clients nationwide. Role Overview: We are looking for a full-time Credit Analyst / Loan Writer to join our team. This role suits an experienced and confident credit professional who can independently manage their assigned files from assessment through to approval, with minimal escalation. You will work within established systems, software, and support structures, allowing you to focus on credit assessment, deal structuring, and execution. While support is always available, this role is designed for someone who is comfortable making day-to-day credit decisions and progressing files without constant oversight. The role reports directly to the Director, with KPIs set and monitored by the Operations Manager. You will work closely with our customer service and lodgements teams to ensure files move efficiently through the process. There is no requirement to generate your own leads. A consistent flow of quality leads is provided. This role is ideal for someone with solid experience across PAYG and self-employed clients, who is practical, solutions-focused, and confident working independently within clear guidelines. Key Responsibilities: Assessing loan applications for both PAYG and self-employed clients, and structuring deals to achieve the best possible outcomes in conjunction with BID Managing assigned files from assessment through to approval, ensuring high-quality and compliant submissions Reviewing lodgement applications prior to submission to ensure accuracy, completeness, and lender policy alignment Assisting with approval conditions and post-submission requirements where required to progress files efficiently Working closely with the customer service and lodgements teams to meet agreed timeframes and maintain a strong client experience Proactively problem-solving complex or non-standard scenarios, with escalation used only where genuinely required Achieving weekly and quarterly performance targets, in line with KPIs set and tracked by the Operations Manager Required Skills and Qualifications: 3-5 years’ experience in credit assessment within a brokerage or banking environment (mandatory) Certificate IV in Finance and Mortgage Broking (or equivalent) Strong experience assessing both PAYG and self-employed clients Confident managing assigned files independently, with minimal escalation Working knowledge of BrokerEngine, Quicklii, Flex, and AOL (or similar brokerage systems) Proven ability to work to weekly and quarterly KPIs Strong understanding of lender policies and credit assessment requirements Practical, solutions-focused approach to problem solving High attention to detail and commitment to file quality and compliance Willingness to continuously improve, with a genuine eagerness to learn and develop Clear, professional communication skills when working with internal teams and lenders Work Arrangement & Expectations: This is a remote role that will be set up via an Employer of Record (EOR) service. To ensure alignment and transparency, successful candidates will be expected to: Disclose any existing ongoing roles or client work Reflect this engagement on their LinkedIn profile

Responsibilities

The Credit Analyst will be responsible for assessing loan applications for PAYG and self-employed clients, structuring deals, and managing assigned files from initial assessment through to final approval with minimal escalation. Key duties include ensuring high-quality, compliant submissions, reviewing lodgements for accuracy, and collaborating with internal teams to meet timeframes.