Credit Analyst at BDO Unibank

Senator Ninoy Aquino, Sultan Kudarat, Philippines -

Full Time

Start Date

Immediate

Expiry Date

29 Mar, 26

Salary

0.0

Posted On

29 Dec, 25

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Evaluation, Financial Analysis, Profit and Loss Analysis, Cashflow Analysis, Industry Indices, Financial Benchmarks, Risk Assessment, Client Interaction

Industry

Financial Services

Description

Role Overview: Primarily responsible for the credit evaluation of the Bank's corporate risk assets across bank products (e.g., loans, LC's, Trust, Treasury, etc.) Ensures that the highest standards of credit due diligence are conducted on all Commercial/ Corporate Banking accounts with credit facilities as documented via the Executive Summary and Credit Proposal. Job Responsibilities: Ensures credit evaluation is applied on all commercial/corporate banking accounts. Conducts regular and timely credit review of the assigned portfolio of corporate and commercial borrowing accounts. Provides a comprehensive executive summary which includes brief company background, business outlook, historical and projected financial analysis, key risks and mitigating factors, and assessment of the financing package and recommendation. Compiles industry indices and financial benchmarks to evaluate performance of borrowers' vis-a-vis the industry. Joins the account officer in client calls to get inputs for business reviews. Job Qualifications: Bachelor's Degree in any of the following: Business / Finance / Accounting / Management / Economics / Statistics / Applied Math Strong Financial Analysis, Profit and Loss and Cashflow Analysis skills required. Experience in credit evaluation for corporate and commercial account gained from a bank or financial institution is an advantage, but not required. Experience in Credit / Accounting / Comptrollership / Finance Certified Public Accountant (CPA) or Chartered Financial Analyst (CFA) is an advantage, but not required. Fresh graduates with good academic and extra-curricular background are encouraged to apply. You must be willing to work ONSITE and be assigned to any of the following locations: Makati Binondo Ortigas BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability.

Responsibilities

The Credit Analyst is responsible for evaluating the credit of corporate risk assets and conducting thorough credit reviews of commercial banking accounts. They also provide comprehensive executive summaries and join account officers in client calls for business reviews.