QUALIFICATIONS

• Bachelor’s degree in Finance, Accounting, or a related field.
• 2–5 years of experience in credit underwriting, mortgage analysis, or financial services.
• Strong understanding of mortgage lending processes, property financing, and banking products.
  Job Types: Full-time, Permanent
  Pay: AED5,000.00 - AED8,000.00 per mont

ROLE DESCRIPTION

The Business Support / Credit Analyst is a full-time on-site position for the company based in Dubai, United Arab Emirates. This position plays a critical role within the mortgage company, providing essential support in credit risk analysis, loan processing, and operational efficiency.

RESPONSIBILITIES

• Review and assess mortgage applications including income verification, credit reports, bank statements, and property appraisals.
• Analyze borrower financial documents (e.g. salary slips, tax returns, audited accounts) to determine affordability and repayment capacity.
• Evaluate loan-to-value (LTV) ratios, debt-to-income (DTI) ratios, and other risk metrics.
• Conduct credit risk assessments in line with company lending criteria and UAE Central Bank (or applicable) regulations.
• Collaborate with brokers and clients to obtain missing or additional documentation when needed.
• Prepare detailed credit memos/reports with recommendations for approval, decline, or modification.
• Liaise with banks, lenders, and financial institutions for application submissions and follow-ups.
• Stay current with regulatory guidelines, market conditions, and lending products.
• Support the compliance and operations teams with audits and reporting as required.
• Maintain accurate records of all underwriting decisions and client documentation.