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Credit Analyst, Commercial Banking Centre - Klang MY at CIMB Group Malaysia

Klang City, Selangor, Malaysia -

Full Time

Start Date

Immediate

Expiry Date

19 Jul, 26

Salary

0.0

Posted On

20 Apr, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Analysis, Financial Spreading, Risk Analysis, Cash Flow Forecasting, Market Research, Covenant Tracking, Financial Statement Analysis, Debt Repayment Assessment, Pricing Calculation, RAROC, Facility Restructuring, Credit Risk Management, Commercial Banking, Regulatory Compliance

Industry

Banking

Description

1. Reports directly to the Area Commercial Manager and functionally to the Mid Corp RMs 2. To conduct annual credit review for the Mid Corp RMs within the stipulated timeframe ie 1 month before review due date (T-1) 3. To conduct variation and amendment papers for the Mid Corp RMs that include ad-hoc memo for pricing & RAROC, facility restructure, and other issues relating to fee, charge, covenant. 4. Support Mid Corp RMs in financial spreading, rating, pricing calculation, business & operation update, risk analysis for new/existing customers. 5. Assessing, analysing and interpreting financial statements, performed risk analysis on new/existing borrowers as well as generating cash flow forecasting models to determine debt repayment capability and profitability. 6. Conduct market research to support credit analysis/assessment. 7. Identifying early warning signs or credit weaknesses to circumvent potential loan loss. 8. Conduct periodic covenant tracking if required 9. Check on supporting information required for new or annual review submission including 1AML, GP6, Interpol, GCLS (if ID granted), 1P, Banktrade and CFMA. 10. Other ad-hoc requirement relating to the CBC as and when required by the Area Commercial Manager.

Responsibilities

The Credit Analyst supports Mid Corp Relationship Managers by conducting annual credit reviews, financial spreading, and risk analysis. They are responsible for assessing borrower profitability, monitoring covenant compliance, and identifying early warning signs of credit weakness.