Credit Analyst, Commercial Banking - Sydney CBD at Commonwealth Bank

Sydney, New South Wales, Australia -

Full Time

Start Date

Immediate

Expiry Date

18 Jun, 26

Salary

0.0

Posted On

20 Mar, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Financial Analysis, Cash Flow Modelling, Risk Assessment, Credit Submissions, Deal Execution, Portfolio Management, Covenant Monitoring, Risk Mitigation, Commercial Acumen, Communication Skills, Credit Judgement, Lending Exposures, Transaction Analysis, Stakeholder Partnering, Data Quality Maintenance, Reporting Standards

Industry

Financial Services

Description

You’re ambitious We value career progression Together, we help drive sustainable business growth for our clients See yourself in our team: Our CB 150 team supports medium to large commercial clients with turnovers between $30M-$150M and lending exposures typically ranging from $10M-$50M. Based in Sydney CBD, the team is high-performing, partnering with sophisticated businesses across diversified industries, with a strong focus on cash‑flow lending and complex credit requirements. You’ll work closely with our most senior Relationship Executives on complex transactions, gaining hands‑on exposure across the full deal and portfolio lifecycle. Do work that matters: As an Analyst, you’ll play a critical role in assessing risk and opportunity across new lending, credit increases and ongoing portfolio management for top tier commercial banking customers. Using strong financial analysis, modelling and credit judgement, you’ll support high‑quality credit outcomes that balance commercial growth with disciplined risk management, directly contributing to sustainable client success and team performance. Your role will involve: Completing financial analysis, cash flow modelling, and risk assessment for commercial banking clients Preparing high‑quality credit submissions for new facilities, renewals, and credit increases Supporting end‑to‑end deal execution, including documentation coordination and funding processes Assisting with portfolio management activities, including annual reviews, covenant monitoring, and performance analysis Maintaining portfolio data quality, compliance, and reporting standards Partnering with internal stakeholders to deliver timely and commercially sound outcomes Identifying emerging risks and contributing to risk mitigation strategies What we're looking for: 2+ years’ experience in a Commercial Banking Analyst, Associate, or relevant credit role Demonstrated experience writing and analysing credit submissions, ideally for $10-20M+ lending exposures Strong financial analysis and cash flow assessment capability Commercial acumen and the ability to quickly understand complex business models and transactions Experience supporting new‑to‑bank transactions and ongoing portfolio risk management Strong communication skills and the ability to work collaboratively in a fast‑paced team environment A tertiary qualification in accounting, economics, finance, or commerce is an asset, supported by relevant experience If you’re looking to take the next step in your Commercial Banking career and want exposure to complex deals within a supportive, high‑performing team, we’d love to hear from you. If you're already part of the Commonwealth Bank Group (including Bankwest, x15ventures), you'll need to apply through Sidekick to submit a valid application. We’re keen to support you with the next step in your career. We're aware of some accessibility issues on this site, particularly for screen reader users. We want to make finding your dream job as easy as possible, so if you require additional support please contact HR Direct on 1800 989 696. Advertising End Date: 02/04/2026 Whether you’re passionate about customer service, driven by data, or called by creativity, a career with CommBank is for you. Our people bring their diverse backgrounds and unique perspectives to build a respectful, inclusive and flexible workplace. One where we’re driven by our values, and supported to share ideas, initiatives, and energy. One where making a positive impact for customers, communities and each other is part of our every day. Here, you’ll thrive. You’ll be supported when faced with challenges, and empowered to tackle new opportunities. We really love working here, and we think you will too.

Responsibilities

The Analyst will play a critical role in assessing risk and opportunity across new lending, credit increases, and ongoing portfolio management for top-tier commercial banking customers. Responsibilities include completing financial analysis, cash flow modelling, preparing credit submissions, supporting deal execution, and assisting with portfolio management activities.