Credit Analyst - Corporate and Financial Clients at Bank of China Luxembourg

Luxembourg, , Luxembourg -

Full Time

Start Date

Immediate

Expiry Date

24 Dec, 25

Salary

0.0

Posted On

25 Sep, 25

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Financial Analysis, Credit Risk Assessment, Due Diligence, Industry Expertise, Risk Ratings, Communication, Problem-Solving, Team Collaboration, Excel, Financial Modelling, Regulatory Frameworks, Banking Products, Analytical Skills, Presentation Skills, Time Management, Proactive

Industry

Banking

Description

Company Description As a Luxembourg-based bank since 1979, together with the global presence of Bank of China Group, Bank of China Luxembourg Branch has been successfully operating and continuously developing its business over the years. It contributes to the local and worldwide economic and social development. With more than 45 years of expertise and experience in the European markets, the bank extended its roots covering 15 institutions located in 13 European countries and becoming Bank of China Europe, since 2022. Bank of China Europe adheres to the guidance of Bank of China group and continues to grow and expand its business coverage across the world, offering comprehensive business solutions to its clients worldwide with its globalized operations and diversified platforms. Today, Bank of China Europe comprises an international workforce with a multicultural background of more than 30 different countries and regions with over 600 employees. As our operations continue to grow, we are currently looking for a talented and motivated professional to join our team as: Job Description Credit Analyst - Corporate and Financial Clients Job purpose: We are seeking a highly motivated and detail-oriented Credit Analyst - Corporate and Financial Clients to join our Risk Management Division. In this role, you will play a critical part in safeguarding the bank’s credit portfolio by independently assessing the creditworthiness of corporate clients and evaluating business proposals submitted from the business lines. This is an exciting opportunity for a dynamic professional who thrives on analyzing complex financials, identifying risks, and providing sound recommendations that balance growth with risk appetite. Key Responsibilities (include but not limited to): Conduct financial analysis and credit risk assessments of corporate clients, reviewing balance sheets, income statements, cash flows, and forecasts. Prepare Credit Analysis Reports and assign Risk Ratings, ensuring recommendations are backed by thorough due diligence, industry expertise, and sound judgment. Continuously monitor the assigned portfolio, staying abreast of industry trends, emerging risks, and potential impacts to counterparties, with timely escalation of credit concerns. Collaborate with relationship managers and risk colleagues to ensure alignment with internal risk policies, regulatory frameworks, and the bank’s risk appetite. Qualifications Technical Skills & Qualifications Master’s degree in Finance, Accounting, Economics, or a related field. Strong understanding of risk policies, regulatory frameworks, and banking products. Previous experience in banking or financial services is an advantage. Advanced proficiency in Excel and financial modelling. Fluent in English; proficiency in Chinese will be an additional advantage. Soft Skills & Attributes Excellent analytical and problem-solving skills, with the ability to see beyond the numbers. Strong communication and presentation abilities, both written and verbal. Ability to work effectively under pressure and deliver within tight deadlines. A proactive team player, keen to contribute in a collaborative environment. Additional Information This position is based in Luxembourg and open with immediate effect. Should the above mentioned criteria match your expectations, please do not hesitate to send your English CV by Smart Recruiters.

Responsibilities

The Credit Analyst will assess the creditworthiness of corporate clients and evaluate business proposals. This role involves conducting financial analysis, preparing credit reports, and monitoring the assigned portfolio for risks.