Credit Analyst I at PeoplesBank

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Full Time

Start Date

Immediate

Expiry Date

05 Mar, 26

Salary

0.0

Posted On

05 Dec, 25

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Accounting, Credit Analysis, Loan Documentation, Word Processing, PC Skills, Detail Oriented, Communication, Organizational Skills, Analytical Skills, Customer Service, Interpersonal Skills, Computer Skills, Microsoft Word, Microsoft Excel

Industry

Banking

Description

Position Overview Cornerstone Bank is committed to our customers, colleagues & communities that we serve. The Credit Analyst performs credit analysis on assigned accounts handled by the commercial loan department in conformance with established policies, procedures and objectives. Responsibilities and Accountabilities * Prepares analysis of financial statements and prepares memorandum for use in loan decision making. * Analyzes annual financial statements and reports on changes in financial condition for existing relationships. * Prepares and distributes a variety of recurring reports for use in the administration of the commercial loan portfolio. * Assists in maintenance of system to ensure loan files have updated financial statements, appraisals and other information. * Assists in preparing loan packages for Officer and Board loan committee meetings. * Performs all duties in accordance with prescribed regulatory compliance guidelines * Attend or complete required BSA/AML training as provided. * Responsible for compliance with BSA policies and procedures including the identification and reporting of suspicious activity, and other BSA job specific duties. Qualifications * Working knowledge of accounting, credit analysis, and familiarity with loan and mortgage documentation * Good word processing and PC skills * Must be detail oriented and able to meet strict deadlines * Must possess excellent communication, organizational, analytical, customer service, interpersonal, and computer skills * Able to use various types of office equipment, including personal computer and peripheral devices. Good understanding of Banks products and services. In addition to the Bank’s lending systems, computer skills must include working knowledge of Microsoft Word & Excel. Education/Training/Experience * Bachelor Degree plus specialized course work and training * Two years of credit related experience INDEPENDENT ACTION Performs work independently within scope of established guidelines and practices. Consults with Manager where clarification or exception to Bank policy may be required. NOTE: These statements are intended to describe the general nature and level of work involved for this job. It is not an exhaustive list of all responsibilities, duties and skills required for this job. Cornerstone Bank is an Equal Opportunity Employer. In compliance with Equal Opportunity Guidelines and the Americans with Disabilities Act, Cornerstone Bank provides reasonable accommodations to qualified individuals with disabilities and encourages both prospective and current employees to discuss potential accommodations with the employer.

Responsibilities

The Credit Analyst performs credit analysis on assigned accounts in the commercial loan department. Responsibilities include preparing financial statement analyses and assisting in loan package preparations for decision-making.