Credit Analyst I at The Juniata Valley Bank (JVB)

Mifflintown, Pennsylvania, United States -

Full Time

Start Date

Immediate

Expiry Date

29 Jun, 26

Salary

0.0

Posted On

31 Mar, 26

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Financial Analysis, Credit Analysis, Accounting Knowledge, Analytical Skills, Detail-Oriented, Problem-Solving, Team Collaboration, Communication Skills, Interpersonal Skills

Industry

Banking

Description

Description Juniata Valley Bank (JVB) is seeking a Credit Analyst to join our team at the Mifflintown Office in Mifflintown, PA. This Credit Analyst role offers the opportunity to build a meaningful banking career with a community institution that is Capable, Committed, Connected, and Caring. If you value purpose-driven work, collaboration, and professional growth, keep reading to learn why this Credit Analyst position at JVB may be right for you. Compensation, Benefits, and Why Work at JVB Pay: TBD Top Benefits Include: 401(k) plan with up to 4% employer match 3% annual retirement contribution (safe harbor contribution), regardless of employee contribution Paid Time Off (PTO) Volunteer Time Off Annual Bonus (EAIP) if goals are achieved At JVB, we are deeply Connected to our communities and Committed to our employees’ success. We provide a supportive environment where Capable professionals are encouraged to grow, collaborate, and make a lasting impact, while always leading with Caring values. What the Credit Analyst Does Most of the Time Approximately 90% of this Credit Analyst role focuses on analyzing and documenting credit information to support sound lending decisions. Core responsibilities include: Analyzing financial statements, agency reports, and borrower data to assess credit risk Preparing financial ratios, cash flow analysis, and written credit summaries Reviewing appraisals and monitoring construction loans, as assigned Ensuring credit files are complete and compliant with Bank policies and regulatory requirements Collaborating with loan officers and management to support portfolio reporting and lending decisions If you enjoy meaningful interactions, value a positive work culture, and want to develop your skills in a setting that supports long-term growth, this Credit Analyst role offers a rewarding opportunity. Applying is simple. Visit www.jvbonline.com, click Careers at the top, then current list of our open positions, which will direct you to our partner site to select the position and complete the application. We look forward to considering you for our Credit Analyst opening! Requirements Core Qualifications for the Credit Analyst Role Bachelor’s degree in accounting, Finance, Economics, or a related field preferred Strong financial and credit analysis skills with basic accounting knowledge Analytical, detail-oriented, and problem-solving abilities Ability to work independently and collaboratively in a team environment Strong communication and interpersonal skills Prior experience in credit analysis, underwriting, accounting, or commercial lending preferred Commitment to JVB’s 4C values — Capable, Committed, Connected, and Caring

Responsibilities

The Credit Analyst primarily focuses on analyzing and documenting credit information to support lending decisions. Key tasks include analyzing financial statements, preparing financial ratios, and ensuring compliance with bank policies.