Credit Analyst at IDEMIA

Manila, Metro Manila, Philippines -

Full Time

Start Date

Immediate

Expiry Date

31 May, 26

Salary

0.0

Posted On

02 Mar, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Risk Assessment, Receivables Management, Cash Collection, Credit Limit Definition, Payment Terms Validation, Credit Exposure Monitoring, Cash Flow Forecasting, Collections Implementation, Stakeholder Alignment, Cash Application Support, Credit Reporting, Debt Accruals, Invoicing Activities, Risk Assessment, Mitigation Actions, Dispute Resolution

Industry

Software Development

Description

Since our founding, IDEMIA has been on a mission to unlock the world and make it safer through our cutting-edge identity technologies. Our technology leadership makes us the partner of choice for hundreds of governments and thousands of enterprises in over 180 countries, including some of the biggest and most influential brands in the world. In applying our unique expertise in biometrics and cryptography, we enable our clients to unlock simpler and safer ways to pay, connect, access, identify, travel and protect public places – at scale and in total security. Our teams work from 5 continents and speak 100+ different languages. We strongly believe that our diversity is a key driver of innovation and performance. Purpose This role prevents and reduces risk and maximizes effective payment of receivables.Key Missions Assesses customers, secures receivables and manages cash collection, specifically: Asseses customer credit risk based on customer financial situation, country risks, payments habits, revenue evolution (…) and based on external agencies scoring recommendation Defines customer's credit limits Defines and validates contractual payment terms, collaborates with Sales/ Legal for non-compliant payment terms, and escalates if necessary Validates the customer's account creation Monitors customer's credit exposure and analyzes the customer's aging balance Builds the customer's cash forecast Implements collections actions such as phone calls and e-mails, demand letters, and external debt collection Organizes meetings with major customers to maintain good relations or solve issues Ensures alignment of all internal stakeholders (Sales, Treasury, CFOs…) on credit management by sharing credit management information and agreeing on action plans for delinquent accounts Supports the accounts receivable team on cash application Prepares credit management reports, and ensures data accuracy in finance tools May include managing the Factoring program Works together with controlling and accounting to decide and post proper debt accruals May include invoicing activities such as uploading the invoice on the customer's platform and providing proof of delivery or other supporting document Ensures proper implementation of the credit management policy Coordinates complex credit and collection activities Performs in-depth risk assessments and proposes mitigation actions Prepares and consolidates credit reports for management review Advises sales and finance teams on main risks identified and dispute resolution Profile & Other Information By choosing to work at IDEMIA, you will join a unique tech company, offering a wide range of growth opportunities. You will contribute to a safer world, collaborating with an international and global community. We value the diversity of our teams and welcome people from all walks of life, regardless of how they look, where they come from, who they love, or what they think. We deliver cutting edge, future proof innovation that reach the highest technological standards and we’re transforming, fast, to stay a leader in a world that’s changing fast, too. At IDEMIA, people can develop their expertise and feel a sense of ownership and empowerment, in a global environment, as part of a company with the ambition and the ability to change the world. Visit our website to know more about the leader in Identity Technologies www.idemia.com

Responsibilities

This role focuses on preventing and reducing risk while maximizing the effective payment of receivables by assessing customer credit risk, defining credit limits, and managing payment terms and collections activities. Key missions include monitoring credit exposure, building cash forecasts, implementing collection actions, and ensuring alignment among internal stakeholders on credit management.