Your Job
Koch Minerals & Trading (KMT) and Koch Ag & Energy Solutions (KAES) are seeking a highly motivated Credit Analyst to join our integrated team. We seek candidates with strong analytical skills and an understanding of credit risk, as well as a passion for applying technology solutions to enhance our credit capabilities. The Credit Analyst will play a key role in supporting our fast-paced global commodity trading & fertilizer production businesses, working closely with global risk and commercial team members, as well as counterparties’ finance professionals. The successful candidate will apply strong critical thinking, attention to detail, written and verbal communication, and a collaborative approach to understand, communicate and optimize credit risks.
Our Team
Our Credit team is an experienced group of risk professionals, with team members in the US, Europe and Asia. This team partners with trading and commercial teams globally to support their business visions and optimize credit risks in their portfolios. The integration of KMT and KAES creates a unique opportunity for our team to support a diverse group of companies from production to trading.

WHO YOU ARE (BASIC QUALIFICATIONS)

• Experience analyzing corporate financial statements (professional or academic setting)
• Bachelor’s degree in Finance, Accounting, Economics, or other business-related field

• Develop strong understanding of new and existing counterparties’ credit risk profiles
• Identify and communicate credit risk drivers to support credit exposure decisions
• Partner with risk and commercial teams to understand and optimize reward/risk tradeoffs in counterparty relationships to drive decisions aligned with Koch’s risk philosophy
• Recommend and approve credit limits supported by the risk point of view
• Develop and implement improvements to credit processes and systems
• Leverage data, automation, and emerging technologies to streamline credit processes, improve risk assessments, and drive value-added insights
• Build and maintain relationships with counterparties to support credit risk analysis and credit negotiations
• Manage counterparty exposures within approved limits, including by obtaining letters of credit and other collateral
• Perform Anti-Money Laundering (AML) / Know Your Customer (KYC) vetting on counterparties and reply to incoming AML/KYC requests