Credit Analyst at Perpetual Limited

Sydney, New South Wales, Australia -

Full Time

Start Date

Immediate

Expiry Date

08 Feb, 26

Salary

0.0

Posted On

10 Nov, 25

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Analysis, Financials, Infrastructure, Utilities, Data-Driven Tools, Excel, VBA, SQL, Python, Communication, Analytical Skills, Investment Recommendations, Portfolio Strategy, Research Process, Market Drivers, Sectoral Themes

Industry

Financial Services

Description

Join a dynamic team supporting some of the industry’s most respected brands. Shape research processes and influence portfolio strategy for leading fixed income solutions. Hybrid working environment. Since Perpetual’s acquisition of Pendal Group in January 2023, our proven and experienced fund managers have the autonomy to make decisions with conviction, built on a philosophy of meritocracy that fosters success from a diversity of insights and approaches to investment. We strive for superior results through a performance culture that backs independent actions. Pendal does not have a ‘house view’ and operates a multi-boutique style business within the broader Perpetual Group, whose investment teams also operate under a similar structure. Our investment teams are supported by Perpetual’s strong operational platform across risk and compliance, sales, marketing and operations, allowing our fund managers to focus on generating returns for our clients. About the Role We are looking for a motivated, inquisitive and commercially minded Credit Analyst to join Pendal’s Fixed Income team. This is an opportunity to be part of a collaborative and high-performing group that manages some of Australia’s leading fixed income strategies, known for their consistency, resilience, and client outcomes. The successful candidate will play a central role in identifying, analysing, and driving investment ideas across the Australian dollar credit market with a focus on bottom-up credit research whilst also contributing to the top-down portfolio strategy. Key Responsibilities Conduct detailed fundamental credit analysis across a range of issuers and sectors, forming clear, actionable investment views. Monitoring company news flow and incorporating new information into the credit view. Primary sector coverage – financials, infrastructure and utilities. Contribute to the team’s credit allocation and relative value decisions, expressing conviction through data, research, and debate. Take ownership for maintaining issuer coverage and credit recommendations, ensuring insights are timely and relevant. Play an active role in refining and improving our credit research process — simplifying outputs, improving efficiency, and ensuring insights are user-friendly for portfolio decision-making. Work with portfolio managers to develop data-driven tools and dashboards that enhance credit monitoring, signal detection, and decision support. Contribute to top-down credit views, identifying key market drivers, sectoral themes, and structural trends. Present and defend investment recommendations with clarity and confidence across forums. We are looking for You are someone who: Has a strong sense of ownership, curiosity and initiative - you don’t just identify problems, you seek to solve them. Brings conviction and commercial judgment to your analysis, backed by disciplined process and humility to learn. Thrives in a collaborative, fast-moving team environment, and can communicate complex ideas simply and persuasively. Balances analytical rigour with creativity - equally comfortable in Excel as in discussion about macro drivers or portfolio positioning. Is motivated by the opportunity to shape how credit research contributes to investment outcomes, not just to perform tasks. Minimum 6-8 years’ experience in credit research, or related analytical roles (buy-side, sell-side, or ratings agency). Proficiency in Excel. Experience with VBA, SQL and/or Python/other coding languages is an advantage. Demonstrated ability to build models, analyse credit metrics, and translate data into actionable insights. Strong written and verbal communication skills, with experience presenting recommendations to senior stakeholders. Tertiary qualification in finance, economics, or a quantitative discipline. How we work Our unique culture is underpinned by our three organisational behaviours, Stretch, Own it, Make an impact which drive our approach of day-to-day interactions with colleagues and clients, the way we approach decision-making to the questions we ask and the problems we solve. Employee benefits Work from anywhere in Australia for up to one month each year An annual allowance to empower you to prioritise your personal wellbeing Study support and commitment to supporting professional development Diversity and inclusion Strong commitment to all aspects of Diversity and Inclusion through a robust 7 pillar strategy A growing number of employee-led networks who work to raise awareness and drive continued change We support over 50 First Nations Communities, helping to secure the communities' future. We encourage applications from Aboriginal and Torres Strait Islander People We’re committed to creating an inclusive workplace where diversity is celebrated. No matter your background or circumstances, we aim to provide an environment where you can thrive. Perpetual is an ASX-listed, diversified financial services company which has been serving clients since 1886. Across our four business divisions - Perpetual Asset Management Australia, Perpetual Asset Management International, Perpetual Private and Perpetual Corporate Trust - we aim to protect and grow our clients' wealth, knowing that by doing so we can make a difference in their lives. Trust is earned, every day. We have been earning the trust of our clients for more than 130 years and pride ourselves on our long-standing client relationships - some of which span five generations. Each and every day our people bring to life our enterprise behaviours – Stretch, Own It, and Make an Impact. The Perpetual team is diverse, expert and driven by the belief that we can make a difference in the lives of our clients. We value integrity, skill and teamwork and seek to find the best in each individual. Our reward is personal and professional development and the pride that comes from doing the best for our clients. In 1885, a committee of business and professional people, including future Prime Minister, the Honourable Sir Edmund Barton, gathered in Sydney for the purpose of forming a trustee company. Perpetual Trustee Company Limited was formed on 28 September 1886 and since then has been entrusted by generations of Australians to manage, grow and protect their wealth. Through wars, recessions and financial crises, we have continually evolved to meet the challenges of constant social, technological and economic change. Our core values and financial principles have endured through time and will continue to endure.

Responsibilities

The successful candidate will conduct detailed fundamental credit analysis across various issuers and sectors, forming actionable investment views. They will also contribute to credit allocation decisions and refine the credit research process.