ABOUT US

Sunstone Credit is a financial technology company working to help businesses go solar.
Solar in the United States is an exciting, accelerating industry. In 2021, over half of all new electricity-generating capacity was solar. Homeowners and large businesses are increasingly installing solar, but we need to make it easier for small and medium sized businesses to do the same.
Sunstone Credit is working to grow this significantly underserved segment in the solar industry by offering financing solutions that democratize access to renewable energy solutions for businesses. With unique capital and proprietary technology, Sunstone provides simple and efficient financing that solar installers use to help businesses acquire and deploy their solar system.
We partner with best-in-class renewable energy developers across the country and help them grow and develop new customers and markets. By providing solar loans to businesses, we help these companies control their energy costs, contribute to meeting climate goals and ensure our entire economy is benefiting from clean, distributed electricity generation.

Sunstone is seeking a Credit Analyst to join our team. As a Credit Analyst you will be responsible for evaluating renewable energy finance opportunities for commercial borrowers. The analysis will include a quantitative and qualitative assessment of the borrower as well as the renewable energy benefits of the solar system. Your evaluation will be detailed oriented, evidence based, and well documented. As a Credit Analyst, you will need excellent written, interpersonal, and Excel based analytical skills. You will work very closely with our customers who are both the owners and installers of solar projects. As part of a startup, you will not work in a silo. You will go above and beyond your job description to help us meet our goals and you will have the opportunity to improve our processes, develop our standards, and collaborate on the development of our tech platform.

Key Responsibilities

• Financial Analysis: Assess the stability and predictability of the borrower’s revenue and cash flow and the borrower’s financial condition
• Credit Risk Assessment: Complete scenario analysis and debt capacity analysis to determine a probability of default, loss given default, and overall credit risk of the loan opportunity
• Solar Analysis: Determine the economic benefit of the solar project, including the long-term utility cost savings provided by the solar system. This analysis requires research and a thorough understanding of state specific solar incentives and utility regulations
• Borrower Due Diligence: Assess non-financial customer information and third-party reports to assess other risk factors, including legal and regulatory risks
• Market and Industry Analysis: Analyze market conditions, industry trends, and economic factors that could impact the borrower’s ability to repay
• Special Projects: Design, test, and implement process improvements and new products to aid in the development and growth of our platform