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Credit Analyst at SMBC Hong Kong Branch

, , Thailand -

Full Time

Start Date

Immediate

Expiry Date

17 Feb, 26

Salary

0.0

Posted On

19 Nov, 25

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Analysis, Ratio Analysis, Financial Statement Analysis, Risk Assessment, Cash Flow Analysis, Cash Flow Projection, Accounting Principles, Financial Techniques, Credit Products, Security Management, Covenant Control, English Proficiency, Pressure Management, Accuracy Maintenance, Deadline Management

Industry

Financial Services

Description

Roles and Responsibillities Administrating of the credit by making control sheet and instruction sheet, checking of collateral, receiving necessary agreements, and checking credit line utilization Being intermediary between customers and other departments for good communication. this is in order to keep and to build up our good reputation. Concentrating and supporting any job related to this department Co-operating with the policy from management and credit manager Minimizing our credit risk by obtaining information from customers or market Preparing the renewal credit application, setting up new credit facility, making credit review report and others which related to this department, in order to smoothen our operation, etc. Seeking new opportunity, promoting banking's business and expanding new business to new potential customers Promoting banking products to existing customers, seeking new opportunity and expanding business in area of those customers To support and perform any other related duties assigned by the superior Qualifications Education: Bachelor’s degree in finance, Accounting, Economics, or a related field. Experience: Minimum of 3-5 years in credit analysis or a similar role within the banking or financial services industry. Skills: Advanced credit analysis skill; ratio analysis, financial statement analysis, risk assessment, cash flow analysis and knowledge of cash flow projection. Proficiency in accounting principles and financial techniques. Strong understanding of all credit products, security management and covenant control. Proficiency in English, both spoken and written. Ability to work under pressure, maintain accuracy, and meet deadline.

Responsibilities

The Credit Analyst is responsible for administering credit processes, including checking collateral and credit line utilization, while acting as an intermediary between customers and departments. They also prepare credit applications and promote banking products to enhance business opportunities.