Credit Analyst at Texas Gulf Bank

Houston, Texas, United States -

Full Time

Start Date

Immediate

Expiry Date

22 Jul, 26

Salary

0.0

Posted On

23 Apr, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Financial analysis, Loan processing, Credit analysis, Loan policy compliance, Spreadsheet analysis, Documentation review, Credit grading, Commercial lending, Construction lending, Real estate lending, Consumer lending, Regulatory compliance, Organizational skills, Time management, Communication skills, Microsoft Word

Industry

Banking

Description

General Description: This full-time position will focus primarily on providing all loan officer staff with appropriate administrative and detailed financial analysis support required to provide sound loan package presentations while maintaining compliance within Loan Policy guidelines. Conversion of customer financial statements into standard spreadsheet form, conducting analyses, and providing the loan officers with feedback are also critical elements to this position. In addition, this position will be responsible for reviewing major credits for quality, documentation, and capacity, and grading such credits within Loan Policy/Loan Review guidelines. Skills and Characteristics for Applicants: The qualified individual should possess a basic knowledge of commercial, construction, real estate, and consumer loan processing, as well as a basic knowledge of related state and federal loan regulations and other bank lending policies. Excellent organizational and time management skills are essential for this position. The qualified candidate will possess strong verbal, written, and interpersonal communication skills as well as analytical abilities. Computer proficiencies should include Word and Excel, as well the ability to utilize the internet efficiently for necessary research. Previous experience using Sageworks will be beneficial as well. Educational Requirements: The qualified candidate should possess a minimum of a bachelor’s degree with preferred area of study in accounting, finance, and/or business, with at least twelve hours of accounting courses, as well as at least two years of related experience in credit analysis at a financial institution. The preferred candidate will have completed a formal credit training program and have prior credit analyst experience. Texas Gulf Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, pregnancy, genetic information, disability, status as a protected veteran, or any other protected category under applicable federal, state, and local laws.

Responsibilities

The Credit Analyst will provide administrative and financial analysis support to loan officers to ensure sound loan package presentations. They are responsible for reviewing major credits for quality and documentation while ensuring compliance with internal policies and federal regulations.