Credit Analyst at Westpac Group

Sydney, New South Wales, Australia -

Full Time

Start Date

Immediate

Expiry Date

11 Jun, 26

Salary

0.0

Posted On

13 Mar, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Analysis, Property Insights, Financial Analysis, Loan Structuring, Risk Profiling, Development Feasibilities, Cash-flow Modelling, Stakeholder Management, Commercial Acumen, Credit Risk, Written Communication, Verbal Communication, Detail Orientated, Teamwork, Credit Submissions

Industry

Financial Services

Description

What’s the role? As part of the Property Finance Portfolio Management Team your razor-sharp credit analysis skills and strong property insights will be put to use for large private property companies and unlisted property fund managers. Working with Relationship Managers, you’ll meet with property investors and developers and provide high quality written credit submissions and input into loan structuring. Importantly, you’ll also get the chance to: * Work collaboratively with analysts, product experts, Relationship Managers & Credit Managers to initiate and structure a range of banking transactions * Enjoy a unique blend of analytical and entrepreneurial challenges * Look into risk profiling, financial analysis (including development feasibilities and property cash-flow modelling) and related credit submission activities to support upcoming deals * Complete reports compiling the analysis and rationale for supporting debt requirements ranging from $10m to $200m for property finance customers * Monitor and manage risk across customer portfolios * Play a critical role in protecting Westpac Group’s assets by applying sound credit management practices What do I need? You will have a good track record of banking experience with solid credit analysis and commercial acumen, allowing you to confidently navigate the complexities of credit risk. You’ll usually work in a team, but you’ll also need to regularly fly solo. Here’s what you’ll need to succeed. * A relevant tertiary qualification in Business, Finance or Property * Property cashflow modelling and/or development feasibility analysis skills * Strong stakeholder management capabilities * A proactive attitude and a genuine commitment to teamwork—someone who contributes to a supportive, respectful, and high-performing environment * Exceptional verbal and written communication skills * A high level of confidence, detail orientated, and the ability to work in a busy environment * Prior experience in a Professional Commercial Working Environment, preferably in the commercial and corporate banking field with existing experience in writing credit submissions. We will also consider people from Accounting, Insolvency, Valuation, or Property backgrounds If you are a passionate and focused team player, then we encourage you to apply! We are going through a period of growth, and we invite you to be part of that journey! Our Promise to You We’re obsessed with becoming our customers' #1 banking partner for life and we’re looking for people who are passionate about helping us achieve that goal. In return, we’re committed to making Westpac the best place to work in the country. Here are just a few of the ways we’re already doing that: * Special offers on banking products and discounts from top brands, including generous employee-only mortgage rates! * Flexible work arrangements to help you achieve a greater work/life balance, and a variety of leave options including Culture, Lifestyle and Wellbeing leave. * Tailored learning and development opportunities to help your grow your career within the bank. * Lots of opportunities to ‘give back’ to the Community by getting involved in our many volunteering initiatives. Create your future today To get started, simply click on the APPLY or APPLY NOW button We’re all about creating a supportive and inclusive community. We welcome everyone – no matter your age, gender, background, or abilities. We also provide additional support to welcome our veterans, Indigenous Australians and neurodiverse community. If you need any adjustments during the recruitment process, you can find more information and contact details on our FAQs and how to contact us page [https://aus01.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.westpac.com.au%2Fabout-westpac%2Fcareers%2Ffaq-contact-us%2F&data=05%7C02%7Cdakotah.bishop%40westpac.com.au%7Cd15ccf34ab1e42eba8b108de7044f492%7C57c64fd466ca49f5ab382e67ef58e724%7C0%7C0%7C639071638622937325%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&sdata=CVu4NaILh3E9bnppTkmFikGV3MAwuAh5JuFwMi%2FFj5o%3D&reserved=0], under the ‘Diversity, sustainability and flexibility’ section.

Responsibilities

The role involves applying credit analysis skills to large private property companies and fund managers, working with Relationship Managers to provide written credit submissions and input into loan structuring. Key tasks include risk profiling, financial analysis, completing reports for debt requirements up to $200m, and monitoring customer portfolio risk.