Credit Analyst at YORK STATE BANK

York, Nebraska, United States -

Full Time

Start Date

Immediate

Expiry Date

23 Jan, 26

Salary

0.0

Posted On

25 Oct, 25

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Skills, Financial Analysis, Attention To Detail, Customer Relations, Compliance Knowledge, Microsoft Office Suite, Lending Cloud, Decision Making, Organizational Skills, Self-Starter, Professional Image, Multi-Project Management, Business Practices, Loan Underwriting, Relationship Development, Loan Documentation

Industry

Banking

Description

Description Join our team! We are a growing community bank in southeast Nebraska. We are looking for a Credit Analyst in our York market. This person will use sound business and banking practices to perform credit analysis for ag & commercial business clients, assisting lenders in the underwriting process. While servicing all loans, they will also assist the manager in loan production as needed. Key accountabilities for this role: Analyze & prepare loan applications for loan committee. Develop and maintain relationships. Provide services, analysis, and consultation on an ongoing basis. Assist in insuring a high level of credit quality. Assist in insuring that the loan portfolio is in compliance with all bank and regulatory policies and regulations. Prepare loan files and assist in insuring that all loan documents are properly prepared, loan files are kept current and relative, and appropriate information is forwarded to the holding company. Maintain or create specialized reports as necessary. Assist in developing strategies that maximize growth, earnings, and efficiencies on a short (1 year) and long term (3-5 years) basis. Perform customer visits, appraisals, inspections for customers as needed. Learn how the rest of the bank works as time permits. Exhibit professional behavior and promote positive working relationships. Required to adhere to all compliance policies and procedures. Requirements Required: Bachelor’s Degree in Business or related field; Ability to read, interpret, and understand financial information; Strong credit skills; Understanding of applicable laws/regulations/compliance; Knowledge of computer software, including Microsoft Office Suite and Lending Cloud; Attention to Detail; Ability to give support to multiple people; Ability to relate to customers in a courteous and professional manner; Professional image; Ability to make sound, logical decisions and to organize, prioritize, and manage multiple projects; Ability to produce accurate results, to work independently and be a self-starter. Desirable: Growth oriented. Understanding of applicable software. All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, or disability status. EEO Member FDIC

Responsibilities

The Credit Analyst will perform credit analysis for agricultural and commercial business clients, assisting lenders in the underwriting process. They will also maintain loan files, ensure compliance with regulations, and assist in loan production as needed.