ey Responsibilities

Credit Underwriting & Approval

• Conduct manual, end-to-end credit assessments of RNPL applications, including bank statements, pay slips, credit bureau reports, and supporting documentation.
• Analyze applicants financial position, credit standing, and property evaluations to determine credit eligibility and approval feasibility.
• Approve loans within delegated authority limits and refer higher-risk cases to loan committees where required.
• Calculate Debt Burden Ratio (DBR) , total indebtednes
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