Credit And Collection Manager at Signify Netherlands B.V.

Cairo, Cairo, Egypt -

Full Time

Start Date

Immediate

Expiry Date

27 Jun, 26

Salary

0.0

Posted On

29 Mar, 26

Experience

10 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Risk Assessment, Financial Analysis, Credit Management, Risk Mitigation, Credit Limit Determination, Risk Scoring, Delinquency Control, Compliance, Process Enhancement, Forecasting, Stakeholder Communication, Credit Policy Implementation

Industry

electrical;Appliances;and Electronics Manufacturing

Description

About Signify Through bold discovery and cutting-edge innovation, we lead an industry that is vital for the future of our planet: lighting. Through our leadership in connected lighting and the Internet of Things, we're breaking new ground in data analytics, AI, and smart solutions for homes, offices, cities, and beyond. At Signify, you can shape tomorrow by building on our incredible 125+ year legacy while working toward even bolder sustainability goals. Our culture of continuous learning, creativity, and commitment to diversity and inclusion empowers you to grow your skills and career. Join us, and together, we’ll transform our industry, making a lasting difference for brighter lives and a better world. More about the role Job Summary Analyzes credit data and financial statements to determine the risk in lending money. Prepares reports that include the degree of risk and possible solutions. Collaborates with other departments to monitor and mitigate credit risks. Key Areas of Responsibility • Evaluates credit applications and financial documents to assess creditworthiness. • Monitors existing credit accounts to identify potential risks and irregularities. • Prepares detailed risk assessment reports for management review. • Collaborates with sales and finance teams to develop risk mitigation strategies. • Maintains up-to-date knowledge of market trends and economic factors affecting credit risk. • Communicates credit policies and procedures to internal stakeholders and clients. • Credit Risk Management: Responsible for managing credit risk across a diverse portfolio of accounts related to sales on credit to customers. • Compliance and Controls: Ensures adherence to Global Credit Risk Policy, ICS 12 and 275 requirements, and related Finance Directives. • Risk Assessment: Determines credit limits, risk categories, and next review dates using credit assessment models and structured risk scoring approaches. • Authorizes blocking or releasing sales orders based on defined approval criteria. • Drive continuous process enhancements, performance management, and forecasting results while supporting Finance Business Partners. • Delinquency Control: Establishes and maintains an effective delinquency control and follow-up program for late, delinquent, or potentially delinquent customer accounts. • Work closely with the collections team, KAMs and FBPs to address potential delinquencies. Critical Experiences • Bachelor's degree in finance, Economics, Accounting, or a related field is required to understand financial analysis and credit risk principles. • 10 + years of experience in credit risk assessment, financial analysis, or credit management within a corporate finance or banking environment. • Professional certification in credit risk management such as Certified Credit Risk Analyst (CCRA) or equivalent is required to ensure compliance and proficiency in credit risk policies and controls. Everything we’ll do for you You can grow a lasting career here. We’ll encourage you, support you, and challenge you. We’ll help you learn and progress in a way that’s right for you, with coaching and mentoring along the way. We’ll listen to you too, because we see and value every one of our 27,000+ people. We believe that a diverse and inclusive workplace fosters creativity, innovation, and a full spectrum of bright ideas. With a global workforce present in 70+ countries, we are dedicated to creating an inclusive environment where every voice is heard and valued, helping us all achieve more together. Come join us, and together we can light up the future.

Responsibilities

This role involves analyzing credit data and financial statements to determine lending risk, preparing detailed risk assessment reports, and collaborating with internal teams to develop and implement risk mitigation strategies. Key duties include managing credit risk across a portfolio, ensuring compliance with global credit policies, and maintaining an effective delinquency control program.