Key Responsibilities and Skills:

• Lead the Credit Management and Financial Risk function, including policies, governance, controls, and performance monitoring.

• Assess customer creditworthiness, credit limits, and financial exposure to support sound commercial decisions.

• Oversee receivables and collection performance, including aging, overdue balances, DSO, and bad-debt exposure.

• Identify, assess, and monitor key financial and credit risks across the organization.

• Develop appropriate risk mitigation strategies and strengthen preventive financial controls.

• Provide management with regular reporting on credit exposure, collection performance, financial risks, and key risk indicators.

• Partner with Finance, Commercial, Legal, and other business functions to manage complex credit and financial risk matters.

• Lead continuous improvement initiatives across credit management, risk monitoring, and related processes.