Responsibilities:

• Conduct detailed credit analysis and assess risks across an allocated client portfolio.
• Prepare credit appraisals for new lending applications and credit limit reviews.
• Recommend lending amounts, pricing, terms and conditions for credit committee approval.
• Review loan and security documentation to ensure compliance with approval terms.
• Liaise with agent banks, lawyers and other parties during due diligence.
• Manage client relationships and monitor financial performance and credit risks.
• Conduct annual credit reviews, assign risk ratings and monitor covenant compliance.
• Prepare monthly credit reports and financial returns for senior management and regulators.