Credit Assessor at Westpac Group

Melbourne, Victoria, Australia -

Full Time

Start Date

Immediate

Expiry Date

12 Jul, 26

Salary

0.0

Posted On

13 Apr, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Stakeholder management, Communication skills, Attention to detail, Problem-solving, Decision-making, Credit assessment, Mortgage application processing, Compliance, Risk management, Financial analysis, Lending regulations, Relationship building

Industry

Financial Services

Description

Create your best future and join Group Customer Operations as a Credit Assessor. * Permanent, full time * Based in Melbourne, VIC * You will attend full time training in the office (Monday to Friday) for approximately 6 months and then transition to hybrid working where you will work 3 days in the office and can work the remaining days from home. What’s the role? As a Credit Assessor, you will support the mortgage application process for applications received from our Third-Party Broker Network, handling both simple and complex cases, such as PAYG, LMI, Construction, Guarantor, Home Guarantee Scheme and more. Key responsibilities include: • Reviewing applications for accuracy and compliance with quality standards • Assessing creditworthiness and serviceability while adhering to lending regulations • Referring applications beyond credit guidelines to managers • Building strong relationships with brokers by providing guidance and maintaining trust • Ensuring audit, compliance, and quality standards are met to minimize risk • Offering advice on application structuring, credit policy, and documentation. What do I need? * Outstanding stakeholder management skills with the ability to liaise, consult and advise internal and external stakeholders in a timely manner * Excellent communication skills, both verbal and written * High attention to detail and accuracy * Demonstrated problem-solving and decision-making skills * Finance/banking background desirable Our Promise to You We’re obsessed with becoming our customers' #1 banking partner for life and we’re looking for people who are passionate about helping us achieve that goal. In return, we’re committed to making Westpac the best place to work in the country. Here are just a few of the ways we’re already doing that: * Special offers on banking products and discounts from top brands, including generous employee-only mortgage rates! * Flexible work arrangements to help you achieve a greater work/life balance, and a variety of leave options including Culture, Lifestyle and Wellbeing leave. * Tailored learning and development opportunities to help your grow your career within the bank. * Lots of opportunities to ‘give back’ to the Community by getting involved in our many volunteering initiatives. Create your future today To get started, simply click on the APPLY or APPLY NOW button We’re all about creating a supportive and inclusive community. We welcome everyone – no matter your age, gender, background, or abilities. We also provide additional support to welcome our veterans, Indigenous Australians and neurodiverse community. If you need any adjustments during the recruitment process, you can find more information and contact details on our FAQs and how to contact us page [https://aus01.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.westpac.com.au%2Fabout-westpac%2Fcareers%2Ffaq-contact-us%2F&data=05%7C02%7Cdakotah.bishop%40westpac.com.au%7Cd15ccf34ab1e42eba8b108de7044f492%7C57c64fd466ca49f5ab382e67ef58e724%7C0%7C0%7C639071638622937325%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&sdata=CVu4NaILh3E9bnppTkmFikGV3MAwuAh5JuFwMi%2FFj5o%3D&reserved=0], under the ‘Diversity, sustainability and flexibility’ section.

Responsibilities

The Credit Assessor is responsible for reviewing mortgage applications for accuracy, compliance, and creditworthiness while managing relationships with third-party brokers. They must ensure all lending standards are met and provide expert guidance on application structuring and credit policy.