Credit Card Specialist at Guaranty Bank & Trust

Belzoni, Mississippi, United States -

Full Time

Start Date

Immediate

Expiry Date

05 Jun, 26

Salary

0.0

Posted On

07 Mar, 26

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Data Entry, Accuracy, Detail Oriented, Active Listening, Critical Thinking, Conceptual Thinking, Ethical Conduct, Confidentiality, Customer Service, Compliance, Communication

Industry

Banking

Description

Job Description Credit Card Specialist Location: Belzoni (Preferred) Department: Credit Card Department Reports to: Credit Card Manager Positions Supervised: None Employee Classification: ☐ Temporary ☒ Regular Full Time ☐ Part-Time FLSA Status: ☒ Non-Exempt ☐ Salary ☒ Hourly ☐ Exempt ☐ Commission Position Summary: The purpose of this job is to be the link between branches and the credit card department by providing support to branches for daily credit card maintenance, posting payments, filing and working credit card disputes, issuing new accounts and working fraud alerts. Essential Functions-Primary Responsibilities and Accountabilities (90%): Reasonable Accommodations Statement To accomplish this job successfully, an individual must be able to perform, with or without reasonable accommodation, each essential function satisfactorily. Reasonable accommodation can be made to help enable qualified individuals with disabilities to perform the essential functions. Essential Task Statement(s) Branch Credit/Ownership (80%) Any credit card related daily maintenance mentioned below, but not limited to, that may be required to achieve a common goal as a team. * Review incoming branch payments. Perform a check-back and posting the payments to the various different credit card accounts. * Receive, work and respond to all general inquiries received from other departments in the bank. * Receive, work and update all other departments relevant on confirmed fraud cases from initiation to completion. * Receive, work and issue all new accounts approved by either the commercial lending or consumer lending departments. * Provide support to other employees in a professional and respectable manner if and when needed. * Clearly communicate time off with management to avoid negatively affecting any workflow or process. * Answer calls and emails from employees in a timely manner. * Maintains confidentiality with exposure to confidential information and must not discuss bank business with others and only internally with employees on a need-to-know business basis. * Ensure bank is in compliance with federal banking regulations including, but not limited to Bank Secrecy Act, OFAC, Community Reinvestment Act, American with Disabilities Act, Right to Financial Privacy Act, Gramm-Leach-Bliley Act, the Truth-In-Lending Act, the Fair Credit Billing Act, the Equal Credit Opportunity Act, the Fair Credit Reporting Act, the Electronic Funds Transfer Act, the Consumer Financial Protection Bureau Act, the Federal Reserve’s “lettered” regulations, and Credit Card Specialist roles and responsibilities relating to each act. Customer Service (10%) * Represent Guaranty Bank & Trust Company professionally, efficiently, and tactfully * Acknowledge and greet customers with a smile, call customers by their name, ask if they need any additional assistance, thank customers at end of every conversation * Ensure continuing development of professional relationships with management and colleagues. * Follow all bank policies and procedures * Answer and assist incoming callers with questions and requests, subsequently route callers, as appropriate. * Receive incoming bank visitors and assist in directing them appropriately. Additional Functions-Secondary Responsibilities and Accountabilities (10%) Additional Task Statement(s) * Work overtime, as needed. * Follow all bank policies and procedures * Provide assistance to other departments as needed. * Perform other duties that may be assigned and requested. Position Qualifications Education: Required – High School Diploma or equivalent. Preferred – Post –secondary certificate or degree, experience will be considered. Experience: Required – 0 to 1 years of experience in banking or a related area. Preferred – 2 to 5 years of experience in banking or a related area. Licenses and Certifications: Required – None Preferred – None Position Requirements Competency Statement(s) * Accountability (core value) – Always do what we say and hold one another accountable. * Accuracy – Thorough with strict attention to detail; does work right the first time; identifies and corrects errors; produces complete and error free work. * Active Listening – Gives full attention to what others are saying, attentive to others’ ideas and concerns; asks questions to clarify understanding. * Conceptual Thinking – Notices similarities between different and apparently unrelated situations. * Confidentiality (Core Value) – Always maintains strict confidentiality. * Community Development (Core Value) – Always committed to community development. * Critical Thinking – Apply rules and logic to situations; considers factors beyond the initial information given. * Data entry – Proficient alpha/numeric data entry skills. * Detail oriented – Concentrates on routing work details; carefully monitors and examines one’s own and others’ work; ensures accuracy in documentation and data. * Ethical Conduct – Conducts oneself consistently with sound banking practices and standards, upholding the values of Guaranty Bank. * Integrity (Core Value) – Always act with integrity and honesty. * Respect (Core Value) – Always treats others with respect. Physical Requirements: Physical requirements needed to perform the above essential duties, with or without reasonable accommodation, may be requested by Human Resources. Frequency Lbs. Sitting 90% Standing 5% Walking 5% Fine Manipulation of hands 85% Lifting Daily 10 lbs. Carrying Daily 10 lbs. Pushing/Pulling Occasional Bending/Squatting Occasional Reaching/Overhead Occasional Stress Level High at times General notice: The bank has reviewed the job description to ensure the essential functions and basic duties are current. This job description describes the general nature and level of work performed by the employee holding this position. It provides guidelines for the job expectations and the knowledge, skills, and abilities necessary to perform successfully in this position. This job description in no way states or implies that these are the only duties to be performed. Additional duties and responsibilities may be assigned by supervisors as deemed appropriate. This position does not constitute an employment agreement between the Bank and employee. This position description is subject to change as the needs of the bank and the requirements of the position change.

Responsibilities

This role serves as the primary liaison between bank branches and the credit card department, handling daily maintenance tasks, processing payments, and managing credit card disputes. Key duties also involve issuing new accounts and actively working on fraud alerts.