COMPREHENSIVE BENEFITS INCLUDE

• Medical, Dental, and Vision Insurance
• Pay-for-Performance (Bonus) Earning Potential
• Company Stock Ownership through Restricted Stock Units and Employee Stock Purchase Plan
• Generous Paid Time Off Schedule and 11 Paid Bank Holidays
• 401(k) with up to a 6% Match
• Paid Life Insurance, Short-term Disability, and Long-term Disability
• And much more!

MINIMUM QUALIFICATIONS

• Must have experience in one of the following: commercial loan underwriting/analysis, credit officer experience, commercial loan review, or auditing experience from an accounting (or related) firm.
• Bachelor’s degree required, coursework in a relevant field of study desired.
• Management experience required.
• Excellent communication and interpersonal skills, with strong collaboration skills.
• Ability to think strategically.
• Above average organizational and analytical skills.
• Ability to make the right, and sometimes tough, decisions.
• Proficient with Microsoft Word and Excel, along with ability to learn and successfully utilize other technology.
• Valid driver’s license.
  If this position raises any interest, and you have the minimum experience and drive to lead a commercial credit underwriting team, we encourage you to complete an employment application. We’ll be in contact with the most-qualified applicants who meet our hiring criteria in the upcoming weeks to begin interviews.

F&M Trust is seeking a Credit Department Manager to join the Commercial Loan Administration department of our growing bank, which has experienced record commercial loan growth while maintaining pristine credit quality. Reporting to the Commercial Loan Administration Manager, this individual will be primarily responsible for managing the credit analysis and underwriting process for commercial customers to ensure proper quality, responsiveness, and control procedures. This individual will lead and mentor a team of commercial credit analysts and a credit department support specialist. Additionally, the successful candidate will collaborate with Commercial Lenders in the processing of loan submission packages, monitor the process of requesting and receiving financial information and credit inquiries, prepare reports, attend committees, etc.
The home office location for this individual will be at the Bank’s corporate headquarters located at 1500 Nitterhouse Drive, Chambersburg, PA, or the Bank’s regional headquarters located at 4050 Crums Mill Road, Harrisburg, PA. Some travel to the opposite headquarters is necessary to ensure sufficient exposure to the full team on a regular basis. A hybrid working arrangement is available.
This role comes with a salary commensurate on experience and a comprehensive benefits package.