Credit Department,Uganda.Financial Analyst / Verification Officer at KCB Group

, , Uganda -

Full Time

Start Date

Immediate

Expiry Date

22 Mar, 26

Salary

0.0

Posted On

22 Dec, 25

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Financial Analysis, Credit Appraisal, IFRS Compliance, Lending Ratios, Document Verification, Fraud Checks, Data Analytics, Client Interaction, Training Delivery, Technical Guidance, Business Visits, Financial Spreading, Credit Quest, KYC Documentation, Bank Statements, Discrepancy Identification

Industry

Banking

Description

KEY RESPONSIBILITIES Spread and analyze customer financial statements on Credit Quest for all segments (Retail, Corporate, and Mortgage) to support accurate credit appraisal. Ensure compliance with IFRS/IAS standards for all submitted financial statements and advise clients, auditors, and accountants on corrective actions where necessary. Extract and validate key lending ratios and cash flows with 100% accuracy to enable sound credit decisioning. Verify authenticity of credit documents and client information, including financial statements, contracts, invoices, KYC documents, and bank statements, in collaboration with Risk, Legal, and Compliance teams. Conduct business visits to client premises to confirm details presented in credit applications. Perform fraud checks and identify discrepancies in application documents, escalating issues promptly to the sanctioning authority. Maintain service level agreements (SLAs) by adhering to established workflows and turnaround times for financial spreading and document verification. Respond to inquiries and provide technical guidance to credit analysts and business teams on financial analysis and Credit Quest usage. Deliver training sessions on financial statement analysis and system usage for credit and business teams. Communicate financial spreads /reports to the various users for further actioning. MINIMUM POSITION QUALIFICATION REQUIREMENTS a. Academic & Professional Particulars Detail Specific Field or Qualification Education Bachelor’s degree Business-related courses e.g. Accounting & Finance, Business Administration, Economics etc. Required Professional Qualifications Professional qualification e.g. ACCA or CPA will be an added advantage. Added Advantage b. Experience Minimum of 3 years' experience preferably in Credit/Lending, Financial Analysis, Banking Operations, Working with Credit Quest (CQ), Working with Credit Quest Financial Analyzer, Data Analytics Tools (MS Excel/Python/Altryx/Power BI/SQL etc.

Responsibilities

The Financial Analyst/Verification Officer will analyze customer financial statements and ensure compliance with IFRS/IAS standards. They will also verify credit documents and conduct business visits to confirm details presented in credit applications.