Credit Director at QXO

Glendale, Arizona, United States -

Full Time

Start Date

Immediate

Expiry Date

29 Sep, 26

Salary

0.0

Posted On

02 Jul, 26

Experience

10 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Risk Management, Credit Underwriting, Accounts Receivable Management, Team Leadership, Financial Risk Management, Negotiation, DSO Management, Credit Strategy, Client Relationship Management, Analytical Skills, Problem Solving, Microsoft Office Suite, ERP Systems, Lien and Bond Processes, Bankruptcy Activities, Financial Reporting

Industry

Wholesale Building Materials

Description

Overview QXO is North America’s largest distributor and installer of insulation; second-largest distributor of roofing products; second-largest publicly traded distributor of lumber and building materials; and largest distributor of waterproofing products. QXO is the fastest growing company in the $800 billion building products distribution industry and plans to become the tech-enabled leader by delivering best-in-class customer satisfaction and outsized returns for its shareholders. The company is targeting $50 billion in annual revenue within the next decade through accretive acquisitions and organic growth. Visit QXO.com for more information. What you will do: Partner closely with Sales and key customers to support revenue growth while maintaining disciplined credit risk management Serve as a senior, client-facing leader—building relationships with strategic accounts and resolving complex credit issues Establish and execute credit strategies, policies, and procedures that balance risk and growth Lead, coach, and develop a team of Credit Managers, ensuring strong performance, consistency, and alignment with company goals Oversee credit underwriting decisions, including large or complex transactions and exceptions to policy Monitor and manage overall accounts receivable performance, including DSO, delinquency trends, and bad debt Drive proactive risk assessment and ensure timely updates to customer credit profiles Lead negotiations on high-risk or delinquent accounts to minimize losses and preserve customer relationships Oversee third-party collections, legal escalations, lien/bond processes, and bankruptcy activities Deliver regular reporting and insights to senior leadership on credit performance, risk exposure, and portfolio health Partner cross-functionally with Finance, Sales, Operations, and Legal to support scalable growth Champion process improvements, systems enhancements, and best practices across the credit function What you will bring: 10+ years of progressive experience in credit, collections, or financial risk management Proven leadership experience managing and developing high-performing teams (including managing managers) Strong business acumen with the ability to balance risk management and commercial growth objectives Excellent interpersonal and communication skills, with a demonstrated ability to influence both internal stakeholders and external customers Experience working in a client-facing capacity and partnering closely with Sales teams Deep understanding of accounts receivable management, credit underwriting, and risk assessment Experience in manufacturing, retail, construction or related industry a plus Working knowledge of accounting and finance principles; familiarity with lien and bond processes is a plus Strong analytical, negotiation, and problem-solving skills Proficiency in Microsoft Office Suite and credit/ERP systems Bachelor’s degree in Business, Finance, or a related field preferred Willingness to travel occasionally for customer and business needs What you will earn: 401(k) with employer match Medical, dental, and vision insurance PTO, company holidays, and parental leave Paid training and certifications Legal assistance and identity protection Pet insurance Employee assistance program (EAP) QXO is an Equal Opportunity Employer. We value diversity and do not discriminate on the basis of race, color, religion, gender or sexual orientation, national origin, age, disability, or any other protected status.

Responsibilities

Lead the credit function by establishing risk strategies and overseeing underwriting decisions to balance revenue growth with disciplined risk management. Manage a team of Credit Managers and partner with Sales and Finance to optimize accounts receivable performance and portfolio health.