Credit Maintenance Lead Analyst-VP at Citi

Mumbai, maharashtra, India -

Full Time

Start Date

Immediate

Expiry Date

12 Jun, 26

Salary

0.0

Posted On

14 Mar, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Exposure Maintenance, Data Analysis, Reporting, Policy Adherence, Legal Document Review, Loan Referential Database Management, Risk Assessment, Compliance, Ethical Judgment, Coaching, Financial Analysis, UCC Monitoring, Insurance Monitoring, Deficiency Escalation, Delinquent Strategy Recommendation

Industry

Financial Services

Description

The Credit Maintenance Lead Analyst is senior level position responsible for maintaining data on credit exposures, obligors, and facilities in relevant credit systems in coordination with the Operations – Services team. The overall objective of this role is to lead quality efforts, analyze and report credit exposure, escalate deficiencies, and recommend delinquent strategies in alignment with overall credit policies. Responsibilities: Review scanned documents received and record in applicable inventory database in a timely manner Research legal documents to identify specific clauses and transfer data into a loan referential database Identify missing documents as well as coordinate with Relationship Manager (RM), customer service staff, and legal counsel to ensure standard, enforceable and approved documents are held to protect the bank or that appropriate deferral is in place Maintain status of pending deferrals and deficiencies ensuring follow up Provide forward looking monitoring of expirations for Uniform Commercial Codes (UCCs) and insurance to maintain tight controls Provide monitoring and notification of facilities to identify missing documents, documents to be warehoused, or changes in loan amounts Act as advisor or coach to new or lower level personnel as well as provide in-depth analysis with interpretive thinking to define problems and develop innovative solutions Influence strategic functional decisions through advice, counsel or provided services Authorize credit exposure relating to traditional or complex financing activities as well as analyze and review financial information pertinent to potential borrowers Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. Qualifications: 6-10 years of relevant experience Consistently demonstrates clear and concise written and verbal communication Education: Bachelor’s degree/University degree or equivalent experience Master’s degree preferred ------------------------------------------------------ Job Family Group: Operations - Services ------------------------------------------------------ Job Family: Credit Maintenance ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Most Relevant Skills Please see the requirements listed above. ------------------------------------------------------ Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.

Responsibilities

This senior-level role involves maintaining credit exposure, obligor, and facility data within credit systems, coordinating with the Operations Services team. Key duties include leading quality efforts, analyzing and reporting credit exposure, escalating deficiencies, and recommending delinquent strategies aligned with credit policies.