Sign up with

Already have an account? Log in here

Need some help?
Talk to us at +91 7670800001

Credit Manager-Affordable Housing Finance-Credit at Kotak Mahindra Bank

Nagpur, maharashtra, India -

Full Time

Start Date

Immediate

Expiry Date

26 Jun, 26

Salary

0.0

Posted On

28 Mar, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Assessment, Risk Management, Loan Approval Process, Financial Analysis, Creditworthiness Evaluation, Repayment Capacity Assessment, Loan Structuring, Risk Mitigation, Policy Compliance, Regulatory Compliance, Portfolio Review, Coordination, Delegated Authority

Industry

Banking

Description

1. Credit Assessment, 2. Risk Management, 3. Loan Approval Process: * Evaluate loan applications and creditworthiness of applicants based on financial data and other relevant factors. * Perform detailed analysis of financial statements, bank statements, and credit reports. * Assess repayment capacity and recommend appropriate loan structures. * Identify, analyze, and mitigate potential credit risks. * Ensure compliance with internal credit policies and regulatory guidelines. * Conduct periodic portfolio reviews to identify early warning signals. * Coordinate with sales and operations teams for smooth processing of loan applications. * Approve or recommend loans within delegated authority limits. * Liaise with legal and technical team for finalization.

Responsibilities

The Credit Manager will be responsible for evaluating loan applications, assessing creditworthiness through detailed financial analysis, and recommending appropriate loan structures. Key duties include identifying and mitigating credit risks while ensuring compliance with internal policies and regulatory guidelines.