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Credit Manager-AGRI-FIN-TRACTOR LOANS AND RETAIL(TFE)-Credit at Kotak Mahindra Bank

, , -

Full Time

Start Date

Immediate

Expiry Date

27 Jan, 26

Salary

0.0

Posted On

29 Oct, 25

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Banking Experience, Retail Liabilities, Sales Experience, Leadership Skills, Financial Instruments, Customer Service, Product Management, Marketing, Service Enhancements, Sales Initiatives, Regulatory Compliance, Branch Administration, P&L Management, Cross Selling, Deposit Pool Enhancement, Fee Income

Industry

Banking

Description

Grade-M2/M3 Job Role - Credit Manager ob Role: • Enhancement of Deposit pool from Customers • Establishing standards and delivery of service • Sale of non-deposit products. Cross selling targets progressively • Sale of MF and Insurance products • Fee Income • Branch Administration • Regulatory Compliance • Manage productivity and overall morale of branch team members • Overall responsible for break-even and P&L of branch Job Requirements: • Overall 6yrs of Banking experience; out of which 3-4yrs in Retail Liabilities • Must have had Sales experience and exposure, preferably of Liabilities products • Qualifications- MBA / CA/ CAIB • Good Leadership skills (though more tactical than strategic) • Thinker: Doer – 40:60 • In-depth understanding of financial instruments, markets and macro micro economic processes • Ability to carry along all the units involved in the customer service cycle to ensure customer “DELIGHT” • Liaising with product management team, marketing and other centers & verticals for new product development, service enhancements and sales initiatives.

Responsibilities

The Credit Manager is responsible for enhancing the deposit pool from customers and ensuring regulatory compliance. They will also manage branch administration and oversee the productivity and morale of branch team members.