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Credit Manager at Capitec Bank Ltd

Sandton, Gauteng, South Africa -

Full Time

Start Date

Immediate

Expiry Date

22 Feb, 26

Salary

0.0

Posted On

24 Nov, 25

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Commercial Thinking Skills, Computer Literacy, Analytical Skills, Problem Solving Skills, Decision Making Skills, Attention to Detail, Numerical Reasoning Skills

Industry

Banking

Description

Purpose Statement To minimise the risk of loss through bad debts, and maximise profits for the business through effective execution of credit application, evaluation and approval processes, and ensuring the quality of credit risks across the portfolio is maintained. To interact with other areas of the bank and acting as a catalyst in ensuring compliance with agreed risk parameters as set out in the Bank’s strategy. Experience Minimum: At least 5 years Credit Management experience across Personal and Business markets Current Person-to-holder Credit Mandate Ideal: At least 5 years Credit Management experience across Personal and Business markets Experience in Intuitive Credit Granting Qualifications (Minimum) Bachelor's Degree in Credit Management or Banking Qualifications (Ideal or Preferred) Honours Degree in Credit Management or Banking Knowledge Minimum: Business knowledge Risk Management Understanding of Project Management methodologies and processes, People Management Financial Management In-depth understanding of the NCA Ideal: Knowledge of Intuitive Credit Granting Skills Commercial Thinking Skills Computer Literacy (MS Word, MS Excel, MS Outlook) Analytical Skills Problem solving skills Decision making skills Attention to Detail Numerical Reasoning skills Conditions of Employment Clear criminal and credit record

Responsibilities

Minimise the risk of loss through bad debts and maximise profits for the business through effective execution of credit application, evaluation and approval processes. Ensure the quality of credit risks across the portfolio is maintained and interact with other areas of the bank to ensure compliance with agreed risk parameters.