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Credit Manager, CCO - Auto Finance Credit MY (00808) at CIMB Group Malaysia
Kuala Lumpur, Kuala Lumpur, Malaysia -
Full Time

Start Date

Immediate

Expiry Date

28 May, 26

Salary

0.0

Posted On

27 Feb, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

No

Skills

Credit Evaluation, Credit Decisions, Loan Application Processing, Credit Policy Adherence, Risk Appetite Management, Delegated Authority Management, Exception Case Handling, Process Improvement, Appeal Case Review, Credit Term Modification, Performance Monitoring, Underwriting Skills, Quality Assurance, Straight Through Processing, UAT Support, SOP Revision

Industry

Banking

Description
Key Responsibilities: To perform evaluation and credit decisions in respect of loan applications received from AFC is in line with the Bank’s Credit Policy and Guidelines/Business Rules. To ensure timely credit decision and maintain high standard level of asset quality of the customers within credit risk appetite of the bank. To ensure the credit decisions are made within personal to holder of the granted delegated authority and to prudently exercise the over-riding of the exception cases. To improve efficiency and effectiveness of RCRM-Auto continuously in providing services to AFC in order to meet the standard imposed by the Bank. Review and assess appeal cases, customer’s request for change in credit terms, e.g. loan amount, interest rate, period of loan, etc. Continuously educate and monitor AFC’s performances and underwriting skills. To ensure knowledge and skills are competent through training as well as participation and staff engagement in the department / Bank as a whole. To conduct Quality Assurance for Straight Through Process and Quality Approval for cases approved by AFC. To support ACS CR, UAT, Production defects and resolution. Assist in revision of credit guidelines, SOP and monthly reports. Other duties and responsibilities as and when requested by superior.
Responsibilities
The primary responsibility involves evaluating loan applications for auto finance according to the Bank's Credit Policy, ensuring timely decisions, and maintaining high asset quality within the established risk appetite. This includes reviewing appeals, monitoring performance, and conducting quality assurance for processing activities.