Y-Axis Jobs Logo
Send us feedback
telephone  +91 7670 800 001
Log in Sign up Try Premium
Credit Manager, CCO - Auto Finance Credit MY (00808) at CIMB Group Malaysia
Kuala Lumpur, Kuala Lumpur, Malaysia -
Full Time

Start Date

Immediate

Expiry Date

11 Jun, 26

Salary

0.0

Posted On

13 Mar, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

No

Skills

Credit Evaluation, Credit Decisions, Credit Policy Adherence, Asset Quality Maintenance, Risk Appetite Management, Delegated Authority, Exception Handling, Process Improvement, Appeal Review, Credit Term Modification, Underwriting Skills Monitoring, Quality Assurance, Straight Through Processing, System Support, Guideline Revision, SOP Development

Industry

Banking

Description
Job Responsibilities: 1. To perform evaluation and credit decisions in respect of loan applications received from AFC is in line with the Bank’s Credit Policy and Guidelines/Business Rules. 2. To ensure timely credit decision and maintain high standard level of asset quality of the customers within credit risk appetite of the bank.  3. To ensure the credit decisions are made within personal to holder of the granted delegated authority and to prudently exercise the over-riding of the exception cases. 4. To improve efficiency and effectiveness of RCRM-Auto continuously in providing services to AFC in order to meet the standard imposed by the Bank. 5. Review and assess appeal cases, customer’s request for change in credit terms, e.g. loan amount, interest rate, period of loan, etc.  6. Continuously educate and monitor AFC’s performances and underwriting skills. 7. To ensure knowledge and skills are competent through training as well as participation and staff engagement in the department / Bank as a whole. 8. To conduct Quality Assurance for Straight Through Process and Quality Approval for cases approved by AFC. 9. To support ACS CR, UAT, Production defects and resolution. 10. Assist in revision of credit guidelines, SOP and monthly reports. 11. Other duties and responsibilities as and when requested by superior.
Responsibilities
The primary responsibility involves evaluating auto loan applications against the Bank's Credit Policy and Guidelines, ensuring timely credit decisions, and maintaining high asset quality within the bank's risk appetite. This role also requires continuous monitoring and education of Auto Finance Centres' underwriting performance and conducting quality assurance checks.